You can now shop for private Flood insurance on FHA loans
Traditionally, FHA loans, which are insured by the Federal Housing Administration, have required borrowers to obtain flood insurance through the National Flood Insurance Program (NFIP). The NFIP is a federal program managed by the Federal Emergency Management Agency (FEMA).
Private flood insurance refers to flood insurance coverage provided by private insurance companies as an alternative to the NFIP. Historically, private flood insurance options have been limited, and FHA loans generally required NFIP coverage.
Now you are able to obtain Flood insurance thru the Private sector for FHA loans, previously you could have gotten quotes that were way higher and prevented a sale from happening. That has now all changed.
tune in and learn more at https://www.ddamortgage.com/blog
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