Demystifying credit: It's not just a score, it's a lifestyle

⚙️💳 Building credit isn’t just about accumulating debt. It’s an art! From credit cards to various types of loans, managing your lines of credit is crucial. Your credit score reflects the quality of the info - the better your financial habits, the higher the score!

What contributes to your credit score? FICO considers these 5 factors: payment history, credit utilization, length of credit history, new credit, and the mix of credit you have. It’s not just about having these factors; it’s about how you use them. So let’s take charge and make them work for us! 💪📈