Can You Recover Disability Benefits for a "Closed Period" if You Later Return to Work?
Can you recover #socialsecuritydisability benefits if you were or will be out of work for at least 12 months, but later return to the workforce?
Yes. As I explain in this #shorts video, Social Security allows you to recover a #lumpsum for a #closedperiod of disability. While you won't get on-going monthly payments, you will get a lump sum that could be $10,000, $15,000 or more in many cases.
You can only collect your closed period lump sum if you have or will be out of work for 12 consecutive months and if your medical records support a finding that during that closed period you would not have been a reliable worker at even a simple, entry level job.
Importantly, Social Security disability judges like closed period arguments because a closed period approval does not obligate Social Security for years of on-going monthly payments. Further, by returning to work you are demonstrating to the judge that you are motivated to work and that you did, in fact, return to work as soon as you could.
In my practice I find that closed period arguments can often result in approvals for younger claimants who otherwise would not have been approved.
Want more information about closed periods of disability - reach out to me at the link below.
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Jonathan Ginsberg
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