Budgeting in Dallas, TX while in your 20s #theuncomfortabletruth #podcast #budget #finance #money

Creating a budget for your finances is an essential step towards financial stability and success. It involves meticulously examining your income, expenses, and investments to ensure that your financial goals are met. To begin, assess your income sources, such as salary, dividends, or rental income. Next, list your regular expenses, including bills, groceries, and loan repayments. Deduct these expenses from your income to determine your disposable income. It is crucial to allocate a portion of this disposable income towards investments, such as stocks or real estate, to grow your wealth over time. Once your investments and expenses are accounted for, it's prudent to set aside an emergency fund for unexpected costs. To obtain extra cash flow, you can explore various strategies, such as reducing unnecessary expenses, increasing your income through side hustles or freelancing, or monetizing your skills and assets. By diligently managing your budget and seeking additional cash flow, you can achieve financial resilience and work towards your long-term financial goals.

A budget spreadsheet can be a powerful tool for managing your finances. By using a spreadsheet, you can easily keep track of your income, expenses, investments, and potential cash flow. The spreadsheet can help you identify areas where you can cut back on spending or increase your income, and can help you plan for future expenses or investments. You can use this spreadsheet to create different scenarios based on changes in income or expenses, allowing you to make informed decisions about your financial situation. With this budget spreadsheet, you can stay organized and in control of your finances, ensuring that you have a clear picture of your financial situation at all times.

Smart Asset paycheck calculator:
https://smartasset.com/taxes/paycheck-calculator

Apartments.com
Example link:
https://www.apartments.com/dallas-tx/min-1-bedrooms-under-1000/

Jobs Announcements
https://www.indeed.com/
https://glassdoor.com/
https://usajobs.gov/

Budget template link:
https://www.etsy.com/listing/1464522818/cashflow-budget-spreadsheet-template?ga_order=price_asc&ga_search_type=all&ga_view_type=gallery&ga_search_query=cashflow+budget+spreadsheet&ref=sr_gallery-1-1&organic_search_click=1

Start Investing:
M-1 Finance
https://m1.finance/Sy1PmhDZzYmX

Acorns
https://share.acorns.com/mistercane

Masterworks
https://www.masterworks.com/invite/NEZF5HZ

Good Credit Cards:
Earn $200 cash back with the Chase Freedom Unlimited® or Chase Freedom Flex℠ credit card.
https://www.referyourchasecard.com/18P/7Y6E4M7AK5

Discover It Credit Card
https://refer.discover.com/s/vkox36

American Express Blue Cash Preferred
https://americanexpress.com/en-us/referral/CHARLcSCuq?xl=cp19

Chase Sapphire Reserve/Preferred
https://www.referyourchasecard.com/19m/1OHV85YMNQ

Social:
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