Retirement and Social Security Will Disappear | Here’s Why and What to Do
When an emergency strikes, many Americans plan to raid their retirement savings. That’s the takeaway from a recent private Voya survey of 1,005 Americans. More than 2 in 5 (43%) said they considered their retirement funds as their only form of emergency savings. Black respondents, mothers, and those with lower incomes were more likely to depend on those funds for emergencies. The results underscore the ongoing need to help more Americans prepare for an unexpected event that requires a quick influx of cash. “Savings rates go down and hardship withdrawals and loans go up,”
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