How Does Mezzanine Lending Impact My Retirement Account's Taxation?

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Good question.

Mezzanine lending within a retirement account like an IRA or 401(k) is generally tax-deferred, meaning you don't pay taxes on interest or gains until you withdraw funds in retirement. This allows your investments to grow more efficiently over time. Consult with a tax professional to ensure compliance with IRS rules and regulations when incorporating mezzanine lending into your retirement account.

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