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Fed Rates and Mortgages: A Guide to Understanding Interest Rate Trends
Unless you’ve been living under a rock, you probably know that the Federal Reserve has been raising interest rates recently to combat inflation. The conventional wisdom is that this is what causes rates to increase for your potential mortgage, but is that true? Today, we’re explaining how the Fed’s rate is related (or not related) to 30-year mortgages and what it means for you. If you’re waiting for rates to fall back down to 3% again, you’ll be waiting a long time. To learn why, check out our latest video.
0:00 — Introduction
0:42 — The Fed’s rate and mortgage rates are not the same thing
1:40 — The Treasury yields are what determine interest rates
3:12 — Rates today are not a bad thing
4:24 — Rates will probably never go down to 3% again
5:11 — Wrapping things up
#realestate #GormanResidential #RaleighNC #Raleighrealestate #housingmarket #Mortgage
#Interestrates #Thefed #treasurey #recession
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Chris Gorman
Owner/Broker License #-277810
7920 ACC Blvd suite 210
Raleigh, NC 27617
919-670-3005
chris@gormanresidential.com
www.gormanresidential.com
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