3 steps to home ownership
What are the first steps toward home ownership!?
1) Clean up your credit!! Get your credit scores from all three credit reporting companies.
3) Pay down your debt. This will make your debt ratio much better when it comes time to meet with a lender!
3) Start saving! You’ll need Earnest Money (usually at least 1% of listed amount of home), possible Option Money (usually $100/day to do I inspections etc) for sure. Then Downpayment which can be 0% (for the Veterans using a VA loan) and 5%+ for everything else. You’ll get this applied to the purchase as well. Plus you’ll need the Closing Costs which involve taxes, fees, etc and split costs for seller & buyer.
If you’re ready to start the journey then please reach out to me so I can have you chat with a couple of lenders that I work with. Don’t just meet with one…each one has different packages they offer. Find the one that matches your goals!! DM me and I’ll point you in the right direction!
#firsttimehomebuyer #homebuying #austinrealtor #austinrealestate #homerealestate #shoppingforahome #realtortips #paydowndebt #cleanupcredit #savingforhomeownership #saveforahome #saveforahouse #atxrealtor
-
Glenn Greenwald
1 hour agoUkraine’s Incursion Into Russia, Nord Stream Pipeline Revelations, and More with Michael Tracey and Russia Analyst Prof. Glenn Diesen | SYSTEM UPDATE 316
23.2K33 -
LIVE
Kim Iversen
3 hours agoWe’re Being Duped About The Homelessness Crisis: The Dark Truth Behind The Cleanup Efforts
2,030 watching -
DVR
Nerdrotic
7 hours agoAlien: Ridiculous | Disney is EVIL | Rings Of Power DESPERATION - Friday Night Tights 315 Chris Gore - Friday Night Tights 315 w/ Chris Gore
58.5K32 -
22:56
Stephen Gardner
8 hours ago🔴BREAKING: Well, well, well...What do we have here? KAMALA Cheating Exposed!
9.75K66 -
1:26:13
Savanah Hernandez
5 hours agoKamala promises to crash the US economy with $1.7 trillion dollar handout plan
44.6K107 -
8:58
After Skool
15 days agoWhat Is In The Great Beyond? - Graham Hancock
39.1K74 -
7:33:34
MissesMaam
10 hours agoCozy Games + Coffee 💚✨
47.8K9 -
1:53:26
Twins Pod
1 day agoFrom America's General To Political Target! | Twins Pod - Episode 26 - General Flynn
84.3K27 -
1:54:42
Matt Kim
6 hours agoThe Shawn Ryan Interview | Matt Kim #106
60.6K22 -
2:22:32
Tucker Carlson
8 hours agoCalley & Casey Means: The Truth About Ozempic, the Pill, and How Big Pharma Keeps You Sick
227K461