Does DSCR include amortization?

Does DSCR include amortization?

In this video, Beau answered a question from Kathy about whether DSCR loans are interest-only or amortized loans.

It depends on the borrower's choice and credit score. They offer both interest-only and amortized loan options for SBA financing, including the 7a and SBA 504 loans.

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Question: Hello, are DSCR loans interest-only or are they amortized loans?

Thank you,
Cathy

Timestamps
[00:10] Could DSCR loans be interest-only or amortized loans?
[00:15] If your credit is lower, your option is just a straight amortized loan
[00:23] A choice decision based on your credit and loan-to-value

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About Beau: Beau Eckstein is a real estate entrepreneur, TV personality, and commercial mortgage advisor, specializing in construction financing and multi-family lending.

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