Only 23% Of Homeowners Have No Mortgage
Only 23% Of Homeowners Have No Mortgage
US Ranks Among Third Lowest Countries for Homeowners Without Mortgages When it comes to homeownership, the U.S. ranks in the bottom third percentage of countries where households own their residences without the burden of a mortgage. Mortgage balances shown on consumer credit reports increased by $254 billion during the fourth quarter of 2022 and stood at $11.92 trillion at the end of December marking a nearly $1 trillion increase in mortgage balances during 2022. At the other end of the spectrum, Eastern Europe saw the most countries with a share of "free and clear" homeownership: Lithuania led the OECD rankings with a 83% share, followed by the Slovak Republic (69%), Hungary (68%), Slovenia (68%) and Poland (66%) in the top five.
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