How to get Pre-Approved for a Mortgage Loan | HelloHaymarket Podcast | Ep 2

The HelloHaymarket Podcast is a show where we share how to navigate through the purchase and sale of a home, along with investing in real estate.

In this episode of HelloHaymarket, Daniel Nyce brings on Coleman Bales of Atlantic Coast Mortgage, to discuss: what a mortgage loan officer does, what mortgage loan officers look for when applying for a house, and 3 things to fix to get a better qualification.

Chapters:
0:00 - Intro
0:40 - What a Mortgage Lender Does
1:55 - Key things lenders look at
2:45 - Where your income should be to buy
4:39 - Debt-to-Income Ratio
7:41 - How assets affect your loan
9:30 - How much money to save up, closing costs, and where to source them
15:24 - How your credit score affects your loan
18:57 - Bonus: 4th thing to pay attention to in regards to your loan

If you'd like to contact anyone from this episode, you can reach out:
Instagram/Facebook: @hellohaymarketpodcast
Website: hellohaymarket.com