Richard Rackley Explores Home Mortgages with Lori Pike - Topics: credit, down payment, loan types.

1 year ago
14

If you're considering buying a new home or refinancing, it's essential to have a basic understanding of home mortgages. In this video, mortgage expert Lori Pike and host Richard Rackley cover essential topics to help you make informed decisions.

First, Lori explains the significance of getting pre-approved for a mortgage and offers tips to increase your chances of approval. Next, they delve into determining your home buying budget, covering key factors that impact your budget, including your credit score, income, and debt-to-income ratio.

They also explore loan programs with different down payment requirements, such as FHA, VA, and conventional loans, to help you select the right loan that fits your needs. Lastly, they provide tips on preparing for mortgage closing costs to help you avoid any unexpected expenses.

Whether you're a first-time homebuyer or a seasoned homeowner, this video offers valuable insights into home mortgages, financial planning, and real estate investing. Watch now to learn more about how to make informed decisions when it comes to home financing.

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