Do You Include Property Taxes and Insurance When Calculating a DSCR Loan?
Do You Include Property Taxes and Insurance When Calculating a DSCR Loan?
Hey Beau, when calculating a DSCR, do you include property taxes and insurance in that calculation?
Just wondering…
Jack
Timestamps
[00:10] Do we include property taxes and insurance when calculating a DSCR?
[00:16] You have to calculate your property taxes, insurance, and HOA
[00:24] The DSCR is calculated by taking gross rental income and dividing it by total debt service (which includes the taxes, principal, and interest payments on a loan)
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About Beau: Beau Eckstein is a real estate entrepreneur, TV personality, and commercial mortgage advisor, specializing in construction financing and multi-family lending.
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