Ready to Retire Without a House Payment?
Reverse mortgages could be an option for seniors who feel like they’re “stuck” in retirement.
Book link: https://www.keytovegashome.com/resources/book-inside-secrets
Before we jump into the requirements of Reverse Mortgage in Las Vegas, here are some of the benefits:
- Have greater security without a house payment at retirement.
- Buy a new home at retirement without a monthly payment
- Enhance your liquidity with your next home purchase at 62
- Sell your home and upgrade without using all your retirement cash
Today's "Inside Secrets II Podcast" expert:
Rick R. Rodriguez, CRMP
Retirement Mortgage Specialist
NMLS# 473353
Fairway Mortgage
5598 S Fort Apache Rd
Las Vegas, NV 89148
(702)460-6222
www.TheRetirementHomeLoan.com
Key Requirements:
In general, to be eligible for a reverse mortgage, the youngest borrower on title must be 62 years old or older and have sufficient home equity. You must also meet financial eligibility criteria as established by HUD. Determining whether or not there is sufficient equity in the home is an FHA calculation that takes into account:
Current interest rate
Whether the rate will be variable or fixed
Age of the youngest homeowner
FHA lending limits
Appraised value of the home
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