How Paytm is killing phonepe and Bharatpe?Detailed businesses casestudy.

Video Introduction:
Phone pe and Paytm are two of the most forbiddable player s in the French industry of india and in the past 1.5 years trajectories of both these companies have been the complete contrast of each other.While phonpe beat every other company to become a market leader in UPI volumes , Paytm has had a terrible run at the stock market!!! and we all know why ?
But while most people including myself were looking down at Paytm thinking it yet to be another ballooned startup , what I strangely discovered is that Paytm has made some extraordinary progress in the past 2 years.
What exactly is this secret project that Paytm has been working on ??
How is this secret project is changing the dynamic of the digital payment industry ??
How is it helping Paytm become profitable??