What you need to no about opay before you create an account

OPay is the App Taking Nigeria by STORM! Are we prepared?
Most people became aware of OPay in June 2019, when its bike-hailing service was launched with an outlandish ₦100 promo. But the company's story didn’t start then, neither did it begin in 2019. OPay has been operating since 2010 in the pouch of PayCom Nigeria Limited—a mobile money platform incubated by Telnet (Nigeria) Limited.

OPay has been making the rounds in and outside Nigeria’s tech echo chamber. From providing mobile payment to offering bike-, tricycle- and bus-hailing services, quick loans, and food delivery, OPay has become a super app in Nigeria.

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The parent company of OPay, Opera Group, also owns Opera AS Norway—developer of Opera web browser, Opera News and Opera Ads. To properly understand OPay, it is necessary to examine the vision of Opera Group, especially in Africa.
According to a report released by Enhancing Financial Innovation & Acess (EFInA), 36.6 million Nigerian adults are financially excluded—lack access to financial services. In addition, the PoS mid-year analysis done by the Nigeria Inter-Bank Settlement System (NIBSS) shows that the use of PoS is concentrated in urban areas, and Lagos accounts for the highest volume of transactions.

In view of this, OPay's mission of driving financial inclusion and supporting the informal sector provides ample opportunity for growth. With the $50 million (~ ₦18 billion) raised in July, OPay can finance its two-pronged approach, which is to provide a payment platform and the services people can pay for, in achieving its mission.

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