Cincinnati landlord: Property undervalued due to racial bias

Terry Horton, who is Black, believes racial bias impacted the first appraisal he received in February 2022 when he sought to refinance his North Avondale property. He said his bank believed his property would be valued at $500,000. When his appraisal came back, he said it was valued at $359,000 and underreported rental income, square footage and bedrooms.