Basic Guidelines for Equipment Financing in 2023 | Business Equipment Finance

🔥🔥🔥Basic Guidelines for Equipment Financing in 2023 | Business Equipment Finance
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Video summary:

Basic Guidelines for Equipment Financing in 2023

Below are 6 talking points about equipment financing with DAC:

1. Application only (in most cases tax returns are not required) from $5000 - $200,000
2. 600+ FICO required (A to C- Paper)
3. Terms - 24 months to 72 months (depending on credit and all the particulars)
4. Down Payment - 0% to 30% (depends on equipment, credit, and all other particulars)
5. Used or New equipment ok (must be from an authorized dealer)
6. Starts ups may be OK, but that's going to require a 650 FICO or higher.

Preferred Industries:
- Construction Equipment (yellow iron, heavy equipment, etc.)
- Food trucks
- Utility trucks
- Landscaping equipment
-Restaurant equipment
- Medical equipment
- Farm equipment (as long as the farmer owns the land)
- Manufacturing equipment
- Medspas & Lasor Equipment
- Breweries and more

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