Premium Only Content

Combo Split Annuity Rates Feb. 2023 | Income & Growth Guaranteed & tax excluded Income Payments!
10 Year Guarantee Combo Split Annuity Illustrations February 2023 | Income & Growth Guaranteed with tax exclusion ratio.
Sample Illustrations
Total Premium $500,000:
SPIA: Immediate Annuity Side $205,893.00
MYGA: Multi Year Guarantee Annuity Side $294,107.00
Growth and Income:
Immediate Annuity Income $2,046.12 per month for 120 months
Multi Year Guarantee Annuity Interest Rate 5.45% guaranteed for 10 years
Premium Tax On Immediate Annuities:
States which charge a premium tax will have a lower monthly income. Premium tax states include CA, CO, ME, NV, SD, TX, WY.
Immediate Annuity Exclusion Ratio:
Assuming 100% cost basis (previously taxed funds) the payment may only be 17.3% taxable. A $2,074.12 payment with 82.7% exclusion ratio = $1,715.29 excluded and $358.83 taxable. At a 25% tax bracket there would be $89.81 tax on each payment. $1,954.41 would be the approximate after tax income.
Multi Year Guarantee Annuity taxable interest:
$294,107.00 is the cost basis and $205,893 is the interest gain. The interest is tax deferred until withdrawn. After the 10th year if the annuity is surrendered/cashed out the $205,893 is fully taxable as income. If 1035 exchanged to a new split annuity, the tax deferral continues. If using a partial 1035 exchange and placing funds into a new split annuity, a prorated cost basis will be used and the income will have a lower exclusion ratio.
Split/Combo Quote Request - https://www.annuityexperts.com/split-annuity-request.html
Follow:
YouTube - https://www.youtube.com/@annuityexperts
Facebook - https://www.facebook.com/annuityexperts/videos/
LinkedIn - https://www.linkedin.com/in/jeff-affronti-a1551834/
Rumble - https://rumble.com/c/c-1096761
Instagram - https://www.instagram.com/annuityexperts/
Twitter - https://twitter.com/MrFixedAnnuity
Video with Jeff Affronti
#SPIA, #immediateannuities #annuitymarketing #annuityrates #annuityincome fixedannuities #jeffaffronti #annuityexperts #splitannuity #SPIA #immediateannuities #annuitymarketing #annuityrates #annuityincome #fixedannuities #jeffaffronti #annuityexperts #splitannuity #comboannuity #MYGAnnuity #multiyearguaranteeannuity #mygarates #mygarates #deferredannuities #spiaquote #periodcertain, #Taxexclusionratio
-
1:02:57
Sarah Westall
3 hours agoStructure of the World has Changed and Getting Back to Basics w/ Stacy Washington
4.23K -
6:34
Buddy Brown
5 hours ago $0.28 earnedWatch What Happens When WELFARE QUEENS Get Denied FOOD STAMPS! | Buddy Brown
4493 -
LIVE
Drew Hernandez
12 hours agoCHARLIE KIRK TRIAL JUDGE ISSUES GAG ORDER & U.S. MARSHAL ILLEGAL ALIEN SHOOTOUT?
975 watching -
UPCOMING
DLDAfterDark
58 minutes agoIs Glock Anti 2A?? Glocks Terrible Recent Decisions & More
1 -
LIVE
tminnzy
1 hour agoLAST REMAINING BLACK OPS 6 PLAYER 🦁
169 watching -
LIVE
Side Scrollers Podcast
2 days ago🔴SIDE SCROLLERS FUND-A-THON🔴DAY 2🔴100% REVENUE HELPS CHANGE CULTURE!
1,074 watching -
LIVE
Flyover Conservatives
21 hours agoURGENT UPDATE: Why Halloween Matters This Year— October 24-31 w/ Bo Polny | FOC Show
757 watching -
LIVE
This is the Ray Gaming
37 minutes agoI'm All Out Of Tacos | Rumble Premium Creator
25 watching -
LIVE
SpartakusLIVE
4 hours agoHE'S BACK || The #1 KING of Content has ARRIVED
150 watching -
LIVE
Spartan
4 hours agoOMiT Spartan | Graduated college woohoo and last stream before worlds
12 watching