French Bread Taco SO! SO! GOOD!!!!!

This is so good, better then tacos if that is possible. The French bread made it over the top!!
Great Quick Delicious Meal
Loaf of French bread
1 can Refried Beans
1 lb Hamburger Taco meat (same as your usual Taco meat)
1 7 oz bag Shredded Cheese (I used Mexican Cheese)
Cut Loaf length way, put in 425-degree Oven for 5 minutes
Remove from oven and use heated (Microwave) Refried Beans, spread the top with the beans.
Add Taco meat on top, then cheese, back in the oven till cheese is melted.
Garnish with all your favorites, tomatoes, lettuce, sour cream