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What's a MYGA? - Making Yield Great Again. A five year MYGA can earn up to 5.6% return per year!
What's A MYGA?
MYGA stands for “Multi-Year Guaranteed Annuity.” A MYGA provides contractually guaranteed interest to the account owner for a specified period, typically several years or longer. MYGAs are issued by insurance companies and can be purchased either as a lump sum or through a series of payments. MYGAs are a form of a fixed annuity, which means that the interest is contractually guaranteed, and the rate of return is fixed rather than tied to stock market performance.
Why We Prefer MYGAs over CDs
The same five year CD today that pays 4.25%, doesn’t even compete with that of a five year MYGA that today, can earn up to 5.6%. With MYGAs, taxes are deferred on the gains until the money's actually withdrawn. Interest earned on CDs are subject to federal and state income tax.
Visit MYGArate.com to schedule a call to receive a no obligation rate quote and to download our free MYGA Guide.
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