Using an Offline Password Manager
Why Use a Password Manager?
People, in general, are not necessarily lazy, but we do tend to do things in the most convenient fashion.
When you create a login for an account on a website, do you find yourself using the same simple password over and over?
Your financial accounts, like your bank or trading accounts will likely force you to create a password with a combination of numbers, letters, uppercase and lowercase letters, and sometimes special characters. But if it is difficult to remember, you then need to write it down, probably on a post-it note that is pasted to your computer monitor.
All of these situations create a major security hole for your accounts.
By employing a password manager to create strong secure passwords for all of your accounts, will help to eliminate the bad habits we fall into when dealing with passwords.
*Note: Password chains or managers that web browsers use should never be used for financial account passwords! These typically popup with a suggested password that will be saved by the browser and will only work for that browser.
The security is far too weak!
These browser managed passwords should only be used for websites that you casually use or do not care about.
Never use them for your banking or cryptocurrency exchanges and definitely not your cryptocurrency wallets!
Using an Offline Password Manager
Advantages of an Offline Password Manager
1) Ease of access to your stored passwords
2) No need to remember multiple, different passwords
3) The ability to create very strong difficult to crack passwords
4) Very easy to generate new replacement passwords
5) You have full control of the security of the password database
6) An offline password manager can be used entirely disconnected from the internet for an extra level of security.
Disadvantages of Using an Offline Password Manager
1) Losing or forgetting the Master Password to the database can lock you out of your passwords
2) Losing access to your Encryption Key file will cause you to lose access to your passwords
3) The protection of your password database is only as strong as the protection that the user of the password manager employs
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