Merged: pre-paid for t/young & paid into for t/old Retirement, w/a Gov. Budget to Secede

The new merged version is less costly, includes the Superior pre-paid current & future retirements, for the up to 25 year old age groups,
but does have slightly less gov income also.

The Old Style version, a Superior Version & a Merged Version
of retirement income (social security) & New Government Budget :
https://docs.google.com/spreadsheets/d/1-dn7zWllkgBBnjIy-cD64VmQqezXCpQU/edit?usp=sharing&ouid=105677774979635688715&rtpof=true&sd=true

add-in bonus:
The new working retirees starting at 64 would not pay into retirement anymore,
as they already would receive the set amount.
Therefore, less accounting work for their employers.
Making the young pre-paid retirement working group 18-25
& the retirees entering the system,
lucrative employees for businesses, because they would be only wages
and a small taxation to the government,
but no longer paying the extra hefty retirement tax.

0-25 pre-paid retirement in 8 yrs.
25-64 pay retirement tax
64 new retirees in the system starting at 64, receive a set amount.

The longer the system goes on, the 25-64 taxed group will have their
retirement tax burden widdled away, eventually to 0, like the younger ones.
After all the age groups 0-60 have been paid for, "one time only",
the system rolls on, for future persons to never have to pay for retirement.