Fixed Indexed Annuity with a Crediting Cap that is Guaranteed for the entire initial term! Lock-in!
A fixed index annuity (FIA) can offer a shot a better returns than traditional fixed rate annuities. Upside potential with down side principal guarantees.
An FIA with an annual reset will lock in any credited gain each year and reset the index as well.
Now that rates have increased the FIA has become more attractive to clients who are okay with the risk of earning less than a tradition Multi Year Guarantee Annuity (MYGA) for the potential to earn more.
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