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UPGRADE YOUR LIFE WITH UPGRADE PERSONAL LOANS!
UPGRADE YOUR LIFE WITH UPGRADE PERSONAL LOANS!
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* Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.96%-35.97%. All personal loans have a 1.85% to 8.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early.
** To be eligible for the $200 welcome bonus, you must receive a personal loan through Upgrade and open a new Rewards Checking account using the link above, add funds to the account, and make 3 debit card transactions within 60 days of account opening. Approval of your loan is not guaranteed and is subject to our verification and review process. Joint loan applications do not qualify for the welcome bonus. In addition, you must not have had a prior Rewards Checking account and you must be current on your personal loan(s) through Upgrade. The $200 bonus will be credited to your account within 60 days of completing the above requirements. For debit card transactions to qualify, the transactions must have settled within 60 days of opening your Rewards Checking account. Debit card transactions exclude ATM transactions. Some limitations apply. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information.
Rewards Checking accounts provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
† Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.
Copyright 2022 Upgrade, Inc.
All rights reserved.
Personal Loans and Auto Refinance Loans made by Upgrade's bank partners.
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