Medicare Annual-Enrollment 2023 (What You Must Do)

What to do during the Medicare Annual enrollment Period from October 15 through December 07.
This important time frame is were too many people make a simple mistake,

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Four Stages of Medicare 2023: https://medigapseminars.org/wp-content/uploads/2022/08/2023_PartD_Stages.pdf

First, the Annual election Period (we call it AEP) refers only to your Part D prescription drug plan or your Medicare Advantage Plan. This is the only time you will have to review your Part D plan and select a new one for 2023. It’s similar for Medicare Advantage except you can also make one correction or change with your Advantage plan during the first quarter of next year. That is referred to as the Medicare Advantage open enrollment from January 01 through March 31.

The Inflation Reduction Act has other features that are intended to go into effect between 2024 and 2029. Unfortunately, no one knows who or how those features will be paid for. Thus, they are not guaranteed even though they are currently signed into law. Keep in mind, this Inflation Reduction Act eliminated another law that was to take effect in 2023 and intended to reduce Part D costs for the consumer. But it was championed by the previous administration and thus had to be killed.

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