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60% of Americans are living paycheck to paycheck heading into the peak shopping season
60% of Americans are living paycheck to paycheck heading into the peak shopping season
With persistent inflation eroding wage gains, more Americans are struggling financially just as the peak shopping season kicks into high gear.
Holiday spending could come at a high cost if it means tacking on additional credit card debt just as interest rates rise.
As of October, 60% of Americans were living paycheck to paycheck, according to a recent LendingClub report. A year ago, the number of adults who felt stretched too thin was closer to 56%.
Not only are day-to-day expenses higher, but inflation has also caused real wages to decline.
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