How to Prepare your Credit Report for a Home Purchase

1 year ago
15

1. Start as early as possible 30 - 60 days
2. Get a Copy of your Credit Report Experian or Myfico
3. Remove all collection
4. Remove all hard inquires that you got denied for
5. Remove all charge offs
6. Pay down all credit cards to zero
7. Pay off car loan if possible
8. Remove all late payment

Bonus: get added to an old tradeline authorized users to get 50 to 100 points in 14-21 days
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