Private Vs. Government Health Insurance: They Are Not the Same

Private Vs. Government Health Insurance: They Are Not the Same

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Insurance is a market institution—i.e., it emerged through voluntary exchange aiming at satisfying the needs of the parties involved. Private health insurance should not be mistaken for public health insurance, which constitutes an element of a state’s social policy. They differ to such a great extent that one can even claim that the latter is a contradiction of the former. This essay will show the most notable differences between them. The Main Differences Firstly, insurance companies make use of advanced economic calculation which uses the calculus of probability to estimate the risk and establish appropriate premiums for particular at-risk groups....
Source: https://www.newswars.com/private-vs-government-health-insurance-they-are-not-the-same/