Smothered beef and bean burrito bake #burrito #beansrecipe

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2 lbs ground beef
1 large onion diced
1 16 oz can refried beans
1 packet taco seasoning
1 tsp garlic
1 tsp oregano
1 tsp cumin
1/2 salt
1/2 pepper
2 10 oz cas enchilada sauce
1 lb cheese
6 large burrito shells.