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Budgeting 101 - How to Budget No Matter How Much Money Make #budget #financialfreedom
#financialfreedom #budgeting #budget
Everyone should have a budget, and that includes you. Here’s what you need to know to get started.
More Americans are realizing that budgeting is an essential tool to reach any financial goal. Eighty percent of Americans now keep a budget, and 97% of Americans think everyone needs a budget, according to a recent CFP Board survey.
For those who don’t budget, the number one reason is not having enough income. But if you're a low-income earner, it’s even more important to actively learn how to manage your money because you have less discretionary income to put toward a financial emergency.
About 25% of survey respondents also said budgeting was too time-consuming, and 21% said that budgeting brought on anxiety. But budgeting and money management don’t have to be a headache.
And the financial benefits are universal: More control, greater resiliency, better spending habits — and most likely, a boost to your credit score.
Here are some budgeting tips to help you save money without the headache.
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#FinancialGoals #budgeting #budget
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