These 7 Habits Will Help You Become Rich
These 7 Habits Will Help You Become Rich
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Humans are creatures of habit, and a lot of us creatures are in debt.
What habits got us there? How did we fall into a life of anxiety over credit card bills, paying off loans and avoiding calls from debt collectors?
It was largely a matter of habit. Thanks to research by Thomas C. Corley, we know what those habits are.
Corley is a financial planner and author who spent five years studying millionaires. He wasn’t out to discover the investment strategies they shared. He wanted to find out general stuff, like how they lived, what TV shows they watched, what they ate. Those habits can be as crucial to building wealth as investing in the right stocks.
Corley interviewed 233 people who make at least $160,000 a year in gross income and have $3.2 million in net assets. The majority of them, 177 in all, were self-made millionaires.
Those creatures obviously have the right habits to acquire wealth, but what about the other side of that coin? Do low-income people share lifestyle habits?
Corley interviewed 128 Americans who make $35,000 or less in gross annual income and have $5,000 or less in liquid assets.
The research showed wealthy people indeed have what Corley calls “rich habits.”
Among them are they don’t watch more than one hour of TV daily, they count calories and – at the risk of sounding like your mother – they floss their teeth.
You might not see the connection between good oral hygiene and a healthy bank account, but flossing takes discipline. If you don’t have that, it’s easy to fall into what Corley calls “poverty habits.”
If you want to get rich, here are seven “poverty habits” that handcuff people to a life of low income:
1. Plan and set goals.
2. Don’t overspend.
3. Create multiple streams of incomes.
4. Read and educate yourself.
5. Avoid toxic relationships.
6. Don’t engage in negative self-talk.
7. Live a healthy lifestyle.
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