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I want to talk to you about our money back guarantee. If we allow you to become a client and I say that because we don't allow everyone to become a client, we are pretty confident that you're going to overcome the first hurdle of using this strategy which his getting a home equity line of credit and typically that's the easiest hurdle to overcome. If you become a client, our guarantee covers the education and the math. What it does not cover is your approval for getting a home equity line of credit because here's what we've come across in the past. Believe it or not, true story. I've actually had a client who had a bus and built a cabin around their bus. Well, what did the appraisal come back as? It didn't come back as a single family residence. It came back as a bus, a school bus. We can't guarantee that.
We can't guarantee that you're not going to quit your job. We can't guarantee that you going to go get credit cards or buy a car. We don't appraise your home. We don't process your loan and we certainly don't underwrite our loan. Every bank and credit union has different guidelines, so that part we cannot guarantee but what we can guarantee is that if you use a home equity line of credit the way that we teach, you will save a lot of money. If not, you're going to get all of your money back plus we're going to send you a check for 300 bucks and again that is good for six months, not 30 days.
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