What is an agency lender in multifamily apartment investing in the United States?

Good question.

Some examples would be: Government-sponsored enterprise (GSE) including Federal National Mortgage Association (FNMA or Fannie Mae), Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), and the Federal Housing Administration (FHA).

Most multifamily investors in the United States use the term “agency lender” when referring to Fannie Mae and Freddie Mac.

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I hope that helps and good luck with your investing!

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