Income Annuity Daddy/Daughter Legacy Joint Lifetime Income & 30 Year Death Benefit Minimum Guarantee
Peace of mind can come in many forms. A guaranteed income is certainly one of them. As a father, I understand the desire to keep your children protected.
Imagine if you could know, now that your child had some sort of guaranteed base income for the rest of their life. Would that give some peace of mind?
How about the ability to give your child a check for their birthday even after you are long gone?
All this can be done using a guaranteed insurance contract.
In this video, I explore a father age 60 securing a lifetime for his 18 year old daughter. An income he can use while he is alive and will pass on to his daughter at his death or anytime he chooses before that.
Income for as long as EITHER is alive with no less that 30 years if they both are deceased prior to 30 years.
JOINT LIFETIME INCOME:
Dad gets $23,335.88 annual income from the $500,000 premium.
When dad passes, daughter gets $23,335.88 for the rest of her life.
The minimum guaranteed return is $700,076.26 form day 1.
If 18 year old lives to 70 total income received would be $1,213,465
If 18 year old lives to 80 total income received would be $1,446,824
If 18 year old lives to 90 total income received would be $1,680,183
These contracts have NO cash value and can not be lapsed, sold or cashed out! Once the insurance carrier has the money it only come back as a payment stream.
So, if you are looking at this idea, be sure it is money you can lock up for life because if it's not, you lose that peace of mind and are only getting percentage of that money back each year. In other words, make sure their is enough left to handle any foreseeable or unforeseen expensive that may arise over a 20+ year period of time.
Immediate Income Quotes - https://www.spiaquote.com/get-a-quote.html
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#immediateannuities #SPIAQuote #fixedannuities #incomeforlife #lifetimeincomeannuity #annuities #annuityincome #jointlifeincome
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