Special note: this video is for entertainment and educational purposes only I am not offering any kind of legal or financial advice. This video I show you how I use the coupon method to pay debts. You can follow these simple instructions to pay your own debts when you get these vouchers or coupons in the mail. It is key that you write your own letter along with this explaining the laws of negotiable instruments that way they know that you know what you're talking about and if they do anything to your negotiable instrument or refuse it that the debt will still be discharged anyway. I am linking the entire article 3 of the UCC because you should study the entire article 3 in order to have a full grasp and understanding of what a negotiable instrument is and the rights that you have. https://www.law.cornell.edu/ucc/3