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No Down Payment Mortgages in Detroit: A Debt Trap Waiting to Happen
A trial program offering no down payment mortgages is being offered to first-time homebuyers in Black and Hispanic neighborhoods. This is the last stage of offering debt to non-credit-worthy borrowers as the housing market crashes. These mortgages don't require down payments, closing costs, or minimum credit scores. Most low-income neighborhoods in cities are debt traps just waiting to happen.
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