Non Commission MYG Annuities vs Fully commission MYG Annuities | Know the math & Help your clients!

Non-Commission Fixed MYGA vs Commissionable Fixed MYGA
Know the math & Help the client.

Fee only annuities! Annuities for fee!

When does a 4.50% interest rate yield 3.98%? When fees are taken from the accumulation value of the client.

Check out an example here.

Commission MYGA Product:
7 Year MYGA
3.50% Commission
Compounding interest rate guarantee 4.00%
$994 more than the 4.50% with a 0.50% fee!

Zero/No Commission MYGA Product
7 Year MYGA
0.50% Annual Fee
Interest rate guarantee 4.50%, does not compound: $500,000 @ 4.50% compounded would have = $680,431
Fee based $500,000 can grow to $656,971

$994 LESS than commission product & $23,460 LESS than a true 4.50% compounded MYGA would do.

MYGA Quote Request: https://www.annuityexperts.com/deferred-annuity-illustrations.html

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