Thinking of home shopping? Here is your first step!

If you are thinking of home shopping this is your first step…

Get a preapproval through a trusted local lender – I have several I work with so I’m happy to connect you.

With that preapproval the lender will be running your credit so they can see your credit score and monthly debt obligations. Then they will check supporting documentation like bank statements, tax returns and other related docs.

Once you have that preapproval in hand you are ready to home shop! The nice thing about being preapproved versus prequalified is fewer surprises pop up during final underwriting. The difference between a prequalification and a preapproval is the prequalification does not ask for the supporting documentation and just takes your word for it in regards to your debt and income.