Intelligent Ways to Get Quick Cash In an Emergency

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If you want to earn some funds immediately, selling something is undoubtedly the quickest solution. Taking a look around and finding stuff that you can live without and are ready to exchange for cash is typically the first step.
Most people rely on personal loans in case of emergencies, and it could be your solution as well. However, this stands true only if you have a stellar credit score and don't haul old debt already. If you have good credit, you will have the luxury of shopping around and finding a good deal - one that might not cost you an arm and a leg in APRs. However, if you need money now, but your credit score is low, and you are already struggling - getting any type of loan is not the best idea.
Just like its name suggests, this is an alternative option to your payday loan. Mind you, your regular payday loans typically have triple-digit APRs and are the worst option you could get in case of an emergency.
If you can't cover your expenses easily - consider borrowing against your credit card. These cash advances are typically nothing more than a short-term loan, which you will easily get if you have an account in good standing.
As mentioned before, you can also take 401(k) loans if your employer allows it. They come with many strings attached, though.
Let’s say you dislike loans and want to avoid them at all costs. If the emergency is not that expensive, you could easily earn enough through short-term work to repair your car or fund other similar expenses in a day or two. Also.
f you have a car, you can put your weekends or evenings to good use to earn some fast cash.
If you like spending time with cute babies or puppies and other fluffy friends, then babysitting or dog sitting overnight are excellent ways to make extra money.
If you have a spare room, you can rent it on Airbnb. While often associated with whole vacation homes or apartments - Airbnb also allows extra room (even shared room) listings. Consider listing your spare room if you want to make money and live in a reasonably popular part of town that legally allows short-term rentals. Airbnb has a 3% service fee, and you can expect the payment about 24 hours after the guest checks in.
Online tutoring has been all the rage in the past decade or so. If you have extensive knowledge on a particular topic, there is no reason you shouldn't share it with others. These days, you can become a virtual tutor for students on various topics and earn some quick money while you’re at it.

On the same note, if you are a master of a particular craft or have a creative hobby, you should consider selling your handiwork. You can set up an Etsy business or sell on Facebook, Craigslist, or other online marketplaces for some quick cash.