Cost to fund a lifetime income annuity for $40,000 per year. Ages 55,60,65 70,75 Installment refund.

How much would it cost to fund a lifetime income for $3,333.34 every month. $40,000 per year with 100% of initial premium deposit guaranteed to be returned in the event of early death.

See samples for males and females ages 55, 60, 65, 70 and 75. The income starts 1 month after the company receives the money.

Life with installment refund guarantees for as long as alive. If death happens before the total payments equal the initial premium deposit, the company will continue to pay a beneficiary until the payments do equal the initial premium. Basically, if the owners dies the insurance company does NOT keep any of the initial premium that may be remaining, it goes direct to the named beneficiary(ies).

Immediate Income Quotes - https://www.annuityexperts.com/spia-quotes.html

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Rates illustrated subject to and will change. Based on rates effective 08/01/2022. Most rate will be valid for 7 days after quoted. Pricing can vary by state.