Housing Market Update with Buying South Florida - Deferred Payments - Refinance - SBA loans

In today's update I answered some questions I received during our live stream.

15:00 – Are banks giving up to SIX months in payment deferment?

01:00 – Does deferring your mortgage payment affect your credit score?

01:48 – Should I defer my CREDIT CARD payments?

02:42 – I have a conventional mortgage with a 4.125% rate, is it a good time to refinance?

03:40 – The SBA loans went into affect today, where could I apply?

04:09 – If I refinance, are there closing costs?

04:44 – If my landlord defers his mortgage payment, do I then have the right to not pay rent?

05:15 – I have a 4.50%, does this make sense for me to refinance?