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Purchase Applications Remain Surprisingly Resilient
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Purchase Applications Remain Surprisingly Resilient You can't spend too much time reading/watching the news recently without being well aware of the relatively unprecedented surge in mortgage rates seen so far in 2022. In this week's Mortgage Application Survey from the Mortgage Bankers Association (MBA), refis dropped another 10 percent, and are now 62 percent lower than the same week last year. The purchase market remains a different story. While purchase applications also declined last week, they are only 9 percent below the same week last year and still higher than most of the past decade before the Covid. Average conforming 30yr fixed rate on the week = 4.9% up from 4.8% (daily rates have since risen above 5% per MND data)
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