Debt To Income Ratio Calculator
How do Mortgage Underwriters Calculate Debt-To-Income Ratio?
There are two types of debt-to-income ratios. The front-end debt to income ratio, also called the housing ratio, is your total monthly housing payment divided by your gross monthly pre-taxed income. Your back-end debt-to-income ratio is calculated by adding your housing payment plus the sum of all of your monthly minimum payments and dividing it by your monthly gross pre-taxed income.
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