Mortgage denied for late payments in Missouri after approved

How homebuyers can qualify for a mortgage with new lenders after having a mortgage denied for late payments in Missouri after being pre-approved by a loan officer. Late payments in the past 12 months are very serious. Many borrowers will get a mortgage denied for late payments in Missouri. However, being late in the past 12 months is not always a deal killer. Over 75% of our borrowers at Gustan Cho Associates are borrowers who could not qualify at other lenders due to last-minute loan denial, stress during the mortgage process, or due to lender overlays.

✅ Maximizing Credit Scores Can Get You Lower Rates

It is a fact you will save money with a higher credit score over the life of the loan. However, if your credit score is lower than you would like, obtaining a mortgage is a great way to raise your credit score. Once your credit score is raised, you can always refinance your FHA mortgage loan into a lower interest rate, depending on market conditions. Having a mortgage report on your credit report (with ON-TIME payments) will increase your credit score.

✅ The Gustan Cho Team at 800.900.8569 or send a text message for a faster response.
Or write to us at contact@gustancho.com. We are available 7 days a week, in the evening, on weekends and holidays 📱 📧

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