didiermalagies

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When will rates really come down

Didier Malagies nmls212566 DDA Mortgage nmls324329 #mortgage #mortgagetips #interestrates #rates #purchase #refinance

4 days ago 6 views

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Preferred Equity

Premium Preferred Equity Program [Professional, upbeat intro music] Welcome, savvy real estate investors. I'm Didier Malagies from DDA Mortgage, and today I'm excited to introduce you to a game-changing preferred equity program that could take your commercial real estate investments to the next level. What is Preferred Equity? Before we dive in, let's quickly recap: Preferred equity is a flexible financing solution that sits between senior debt and common equity in the capital stack. It's an excellent tool for boosting your purchasing power or funding value-add strategies. Our Premium Preferred Equity Program We've partnered with top-tier capital providers to bring you a preferred equity program with some of the most competitive terms in the market. Let's break it down: Leverage We can push your project to new heights: • Up to 50% of Equity • Up to 80% of Cost • Up to 75% of Value This means more capital to work with, whether you're acquiring, refinancing, or repositioning an asset. Pricing • Starting at 14% IRR • Negotiable minimum multiple • 8% minimum current pay We understand cash flow is king, which is why this program offers an 8% minimum current pay component. Term • Target of 1-4 years Flexible enough to align with your business plan, whether it's a quick value-add flip or a longer-term repositioning strategy. Fees • Typically 3% Competitive and straightforward. What Can You Finance? This program is designed for: • Income-producing commercial real estate • Select construction loans Whether you're eyeing that underperforming office building, planning a multi-family renovation, or even ground-up development, we can help structure the right deal for you. Why This Program? 1. Flexibility: With leverage up to 80% of cost, you can tackle larger projects or preserve more of your capital. 2. Attractive Pricing: A 14% IRR starting point is competitive in today's market. 3. Cash Flow Friendly: The 8% minimum current pay helps with ongoing project costs. Real-World Scenario Imagine you've found a $10 million office building ripe for repositioning. Traditional lenders will only go to 65% LTV. With our preferred equity program, you could potentially structure something like this: • $6.5M Senior Debt (65% LTV) • $2M Preferred Equity (20% LTV) • $1.5M Your Equity (15% LTV) This structure gives you the capital you need to acquire the property AND fund your value-add strategy. Why Work With Us? As your commercial mortgage broker, we bring: 1. Access: We've vetted multiple preferred equity providers to bring you the best options. 2. Expertise: We'll help you structure the deal to maximize your returns. 3. Efficiency: We know time kills deals. We'll work tirelessly to meet your deadlines. Ready to Elevate Your Real Estate Game? Don't let traditional financing constraints hold you back. This preferred equity program could be the key to unlocking your next big opportunity. Call us today at 727-421-6757or visit www.ddamortgage.com to explore how we can tailor this program to your specific needs. Remember, in commercial real estate, creative financing often makes the difference between a good deal and a great one. Let DDA Mortgage help you make your next deal great.

11 days ago 6 views

Not in a Flood zone, I would still recommend getting flood insurance