darcyungaro

What's best #active or #passive management? What are growth and income assets, and how should you choose what blend of this to be in your #KiwiSaver? If this 1-min video isn't enough, check out our new FREE online course: The KiwiSaver Millionaire Roadmap: https://bit.ly/3NOqcww #course, #free, #learning

Your own home as an investment vehicle? Check out this controversial strategy in this video. Upgrading your home (selling to buy something larger), is best done in a declining market (more on this soon), but if you want to catch up to discuss how this could work for you, get in touch!

Fees can be a real pain point, especially when they're pocketed by the finance industry. But it's worth asking - what value do we actually get for the price we pay for KiwiSaver. Over time, these fees can add up to a hefty sum. It's time to understand and assess if they're truly worth it. Let's dive in and unravel the cost-benefit analysis of financial fees. Check out our online course: KiwiSaver Millionaire Roadmap: https://bit.ly/3NOqcww #KiwiSaverFees #InvestmentCosts #ValueForMoney #Finance101 #InvestmentEducation #FinancialLiteracy #WealthManagement #Freecourse

Check out the audio version on Spotify

The 3 Roads to Riches... Understand how investing in business works: You can invest in your own, in others', or in many at the same time (via Managed Funds like #KiwiSaver). Buy your own home, then invest in another: Property not only provides a roof over your head, but also over those who can't or won't buy one for themselves. Lastly, aim to understand why our currency loses value, and how you can both protect what you have and grow a little more because of it.

Working for yourself has a devastating long-term poverty side effect from this one decision - not contributing to your KiwiSaver. Ignoring this could have long-term implications, possibly leading to financial hardship in the future. If you're the boss, be the boss of your retirement. Learn how now, but checking out our free online course: The KiwiSaver Millionaire Roadmap - https://bit.ly/3NOqcww #SelfEmployed #KiwiSaver #RetirementPlanning #FinancialSecurity #FuturePlanning

Want to know how to transform $100 per week into a million-dollar fortune? The secret lies in two simple steps: Begin by watching this video, then level up by enrolling in the KiwiSaver Millionaire Roadmap. Giddyup! Is it not time to fund your future? Enroll in KiwiSaver Millionaire Roadmap: https://bit.ly/3NOqcww

Supercharge your KiwiSaver! Many don't appreciate the power of voluntary contributions to their KiwiSaver. It's simple maths - money invested today can grow exponentially over time. Consider this, if you invest an extra $1k into your KiwiSaver at 35, it could multiply to a whopping $4k by the time you're 65! So, if you have that extra $1k lying around (maybe not after your weekend grocery run!), think about giving your future self a boost. Supercharge that bad boy now - Your retirement will thank you! 💰💪 Check out our new online course The KiwiSaver Millionaire Roadmap - https://bit.ly/3NOqcww #InvestInYourFuture #KiwiSaverTips #GrowYourMoney

Unhappiness peaks at 48.2 years old. What's the cure? Money of course! I jest, but just in case it's true, check out our free online course The KiwiSaver Millionaire Roadmap: https://bit.ly/3NOqcww #course #free #online #KiwiSaver #Millionaire #Roadmap

KiwiSaver for your first home? Leave at least $1k in your account, contribute for over 3 years, and it must be your first home (or equivalent). 💰 But where does the money go, and what happens if the sale falls through? 🤔 Navigate the process with ease by enrolling in our free online course, The KiwiSaver Millionaire Roadmap! https://bit.ly/3NOqcww Let's turn your homeownership dreams into reality! 🌟 #KiwiSaver #FirstHome #FinanceTips

How does investing REALLY work? While many focus on the tools, this video's about focusing on the playground for a change! #macro #everydayinvestor #investing #currency #centralbanks

How did I get here? Usually a Sunday morning question, but in this case - we're talking KiwiSaver, and how did you end up with the provider or in the fund that you're currently in? Making sure you're in the right fund with the right provider is hugely important if you intend to retire with choices. To find out what to look for, follow the link below and enroll in our free online course, The KiwiSaver Millionaire Roadmap https://bit.ly/3NOqcww

Catherine Emerson, the head of marketing and customer strategy at Kernel, skillfully juggles brand awareness of one of NZ’s most innovative young companies in the index space. Catherine's approach to work revolves around positivity and a clear focus on the bigger picture – you see this shine through today. It’s not uncommon to find enthusiastic individuals like Cat in the finance industry, but it is rare to find those genuinely jazzed individuals helping everyday people build up financial literacy. I roped her into a podcast today about intergenerational wealth. Hope you enjoy.

Who wants to be a #millionaire?! Check out 'KiwiSaver Millionaire Roadmap': https://bit.ly/3NOqcww #RetirementPlanning #FinancialFreedom #Millionaire #Passive income #bitcoin #hottubtimemachine

$1 million retirement goal? Here's why it makes sense: Back in the day, around the 1970s, retirement spanned about 12-16 golden years. Fast forward to now, our expected retirements stretch out to a solid 20-24 years. The million-dollar question is - is $1 million enough to fuel this new-age retirement? 🤔💭 Think about it - aiming for $1M gives you a cozy retirement income of around $40-50K a year. But is that a sweet spot or an overshoot? Enter a compelling study by Westpac and Massey Uni. Their research found that for the city-dwelling retiree seeking choice and flexibility, you'll need about $1200 per week per couple. That translates to roughly $62,400 annually, or about $32K per person. Factor in inflation, and voilà! The $40-50K per year retirement income target starts to look just right. 🎯💡 So, let's aim for that million, and rewrite the narrative of golden years, shall we? 💪🏽💰 Remember, everyone's different, so $1m may be too much, or not enough for you - the main thing is you get the retirement you've always dreamed of. 🌟🍾 Check out 'KiwiSaver Millionaire Roadmap': https://bit.ly/3NOqcww #RetirementPlanning #FinancialFreedom #GoldenYears #RetirementGoals

In this video, we're going to discuss the ins and outs of crypto investing. We'll cover topics like investing, regulation, EDX, Coinbase, SEC, and more! Immerse yourself in a riveting discussion of the financial revolution we're all part of. We're at a critical juncture in 2023, marked by bold moves like the BlackRock Spot Bitcoin ETF and the launch of the EDX crypto exchange. As institutions like the SEC draw battle lines, the narrative evolves - they fight, then they emulate, as we see with Central Bank Digital Currencies. The recent SEC allegations against Binance and Coinbase could be precursors to a new type of digital currency, hinting at an even more centralized power structure. Subscribe for more. Easy Crypto is a partner of the Everyday Investor Podcast. They are the preferred supplier to Darcy Ungaro and one of the countries most trust crypto brands. Please use the following link to sign up today: https://easycrypto.com/nz?ref=19599

In this video, I'm sharing the 3 most efficient strategies to reduce your mortgage FAST! Check out www.ungaro.co.nz/ugro for details on our personal finance course: New Wealth Foundations. Use offer code WEBINAR for 80% for all of May and June / Don't forget free weekly webinars every Wednesday at 12:45pm And no, this is not financial advice.

Our guest today, Andrew Crosby, is the CEO at Universal Homes, an author of several books, and with degrees in architecture and property under his belt, Andrew has lived the highs and lows of property development for over 20 years both here and in the US. With a wealth of experience managing developments across a myriad of projects, he’s passionate about building a more promising future for all. https://ungaro.co.nz/unmasking-our-government-sponsored-housing-crisis/

Is our tax system fair? Does it need an overhaul? We've heard a lot in the media about this recently, but unfortunately, only one side of the story's been told. Check out the full episode for the other side - search for the Everyday Investor on YouTube

Apple Savings Product = Genuine Threat to Banks? We need money that works on the internet. For full episode, search for the Everyday Investor on YouTube #crypto #payments #government #future #money #internet

In this video, Jerome Faury of Immersve discusses a breakthrough in the way payments are made between 'Real World' and the digital world. By bridging Web 3, or the 'web of smart contracts', Faury and his team have created a digital wallet that allows for real time payments between two parties. This is a big step forward in the way payments are made, and could have a significant impact on the way we shop and work.