WealthWithoutBayStreet

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ On today’s episode, Jayson Lowe and Richard Canfield talk about the importance of coaching while practicing IBC. The advisors at Ascendant Financial are passionate about coaching their clients through the IBC process. A new portal on the Ascendant Financial website has been launched to help clients learn and practice the process of Becoming Your Own Banker. With anytime, anywhere access, you can watch masterclasses, read client success stories and access a vault of valuable training and information on how to practice IBC. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 4:33 Ascendant’s client online portal 7:33 The advantage of resources and support readily available 10:00 Practicing and planning IBC with your family long term 16:17 Having a coach to guide you through the IBC process 21:55 Visit https://dayofnelson.com/day to learn insight and wisdom from R. Nelson Nash 25:00 De-noise the financial noise around you #WWBS #JaysonLowe #RichardCanfield #theinfinitebankingconcept #wealthwithoutbaystreet

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Are you paying too much tax? On today’s episode, we have the founder, president and CEO of MrTaxes.ca Inc. Robert Stone has been an income tax professional since 1983. Roberts career began in 1983 while still in high school where he was paid to complete his first tax returns for friends and family. Since then, Robert has formed www.MrTaxes.ca which is a Canadian based federal franchised accounting office which specializes in personal and corporate tax and includes other financial services such as financial planning, insurance, investments, mortgages and real estate. Robert has been a national presenter for www.CCH.ca, was a founding contributor for www.CTPCanada.ca, opened 42 tax service locations by 2015 and is currently leading the franchising efforts of MrTaxes.ca Franchising Inc. across Canada. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow Robert Stone: Website: www.MrBookkeeping.ca LinkedIn: www.linkedin.com/company/mrtaxes-ca-inc- Facebook: www.facebook.com/MrTaxes 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:53 The mission of Mr. Taxes 3:27 The overlooked ways of how to save tax 8:27 The process Robert helps support his clients with 12:21 The inspiration behind writing The Tax Savings Bible 16:46 Blindspots that Canadians need to be aware of 24:16 Tax advantages for business professionals to leverage 27:22 The issue with capital gains tax for everyday Canadians 29:38 Who Robert wants to be a hero to #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Launching Wealth WIthout Bay Street’s Advisor series, Cole Snell is an advisor with Ascendant Financial. As a career entrepreneur, his work has spanned decades in the Health and Wellness and Specialty Food spaces. Recognizing the common bond of money in all businesses, Cole now aims his sights and passion on the financial industry. He truly has a passion for innovation. Serving people has become one of Cole’s motivations in life as he takes his clients through the same journey of discovering IBC as he went through. He feels the best way to serve others is through the blessing of financial literacy. His goal is to help people who break down the fear of finance. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow Cole Snell: Ascendant Financial: https://ascendantfinancial.ca/team-member/cole-snell/ Website: https://learnwith.colesnell.com/ LinkedIn: https://www.linkedin.com/in/cole-snell-b835562b/?originalSubdomain=ca 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle: https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 2:02 Cole’s discovery of IBC 5:53 How different life would be if Cole discovered IBC as an entrepreneur 8:09 The mindset Cole strives to develop as an advisor 10:27 What Cole is like outside of work as an advisor 12:21 Cole’s recommendation to people considering IBC 14:43 The journey of growth and learning through mentorship 18:37 Improving my level of awareness about IBC 20:44 The favourite moments in a client journey 22:10 Cole’s mission 24:01 Dealing with misinformation about IBC 27:33 Closing remarks for listeners 29:13 Who Cole wants to be a hero to #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept #colesnell

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Get a headstart with IBC. Justin Dubeau started IBC at 25 years old and has now been practicing for 5 years. He works as an oil field operator at an oil field and has a wife and two children. On today’s episode, Justin talks about the benefit of starting IBC early on and being able to purchase life insurance policies not only for him and his wife, but also for their two kids in order to ensure that he passes on a wealthy inheritance of knowledge and capital to his children. Death comes inevitable to us all, and having these systems in place can take care of the family financially and allow them to take the time to grieve. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:28 How Justin got started with IBC and how life has been since 3:15 The advantages from his first few policies 5:24 The ease of life when you have financial control 6:14 Is it really beneficial to use dividends to pay policy premiums? 11:44 Justin’s message to Wealth Without Bay Street listeners 14:40 The future is exciting when you are practicing IBC 16:09 The worry free life knowing that your kids will be taken care of 19:20 Policies setup for children help to transfer both capital and knowledge 26:49 Who Justin wants to be a hero to #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Lawrence W. Reed became President of the Foundation for Economic Education (FEE) in 2008 after serving as chairman of its board of trustees in the 1990s and both writing and speaking for FEE since the late 1970s. He previously served for 21 years as President of the Mackinac Center for Public Policy in Midland, Michigan. He also taught economics full-time at Northwood University in Michigan and chaired its department of economics. He holds two honorary doctorates, one from Central Michigan University and Northwood University. Reed has authored nearly 2,000 columns and articles in newspapers, magazines and journals in the United States and abroad. He has authored or co-authored eight books, the most recent being “Was Jesus a Socialist?” and “Real Heroes: Inspiring True Stories of Courage, Character and Conviction”. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow Lawrence Reed: Website: https://www.lawrencewreed.com LinkedIn: https://www.linkedin.com/in/lawrence-reed-20a2846/ Facebook: https://www.facebook.com/people/Lawrence-Reed/100044141243817/ Books: https://www.amazon.ca/Lawrence-W-Reed/e/B08BJD7W9T/ref=dp_byline_cont_pop_ebooks_1 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle: https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 2:21 The connection between liberty and character 10:36 The importance of personal responsibility in dealing with money 12:36 The power of the entrepreneur 21:57 Stories of remarkable entrepreneurs that have been forgotten 28:22 About Larry’s life and work 35:27 The risk of hyperinflation when expanding money and credit #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

Live session to chat about the CDA in Canada

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Have you been led to believe that you have to choose between compounding interest or liquidity control when it comes to finances? In this episode, Caleb talks about the “and” asset which becomes the foundation to an individual's financial management and breaks them out of the trap of making “or” choices and having to compromise. After taking over the entire investment department of a bank by the age of 19, Caleb saw firsthand how 98% of North Americans were financially failing despite "professional" financial advising. After 3 years of travelling the country being mentored by the most successful financial minds, Caleb discovered a better way to build wealth. Leaving his prestigious position at the bank, Caleb founded the company BetterWealth, authored the best-selling book "The AND Asset", hosts the Better Wealth Podcast, and speaks to thousands around the world. One of the youngest leaders in the industry, Caleb is quickly becoming The New Face of Finance. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Get your FREE COPY of THE AND ASSET FOR CANADIANS: www.andasset.ca Follow Caleb Guilliams: Website: https://calebguilliams.com LinkedIn: https://www.linkedin.com/in/calebguilliams/ Facebook: https://www.facebook.com/calebbetterwealth/ Instagram: https://www.instagram.com/calebguilliams/ Twitter: https://twitter.com/calebguilliams 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 4:01 The inspiration behind writing The AND Asset 12:44 Caleb’s story growing up and reaching where he is now 16:59 The importance of having financial control in your life 23:34 The takeaways from The AND Asset 26:30 Sixteen ideal benefits to a great Asset 34:03 Caleb’s inspiration as an entrepreneur 37:33 Caleb’s message for Canadian’s listening to this episode #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept #theandassetforcanadians

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ What are Whole Life Insurance dividends? How do they work? What is the Dividends Scale interest Rate and how does it actually show up in a policy? These are great questions and you are in for a treat as Jayson and Richard go on a rant in a rare episode where they share the screens and show a sample life insurance illustration. They use this to debunk some myths about dividend rates and rates of return that are commonly referred to as financial noise out there in the marketplace. Learn what really matters in an insurance contract as they prove to you that it's the owners' behaviors that have the single greatest impact to the values in a policy contract and that the owner by their own efforts can increase the power of dividends they receive. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Links From The Video: The Contribution Principle Dividend Policy https://www.equitable.ca/en/already-a-client/dividend-policy-2020/ Stock Company #1 - Dividend Policy https://www.sunlife.ca/en/explore-products/insurance/life-insurance/participating-and-adjustable-policyholder-information/dividend-policy/ Stock Company # 2 - Dividend Policy -https://www.canadalife.com/content/dam/canadalife/documents/insurance/par-whole-life-insurance/en/Policyholder_Dividend_Policy.pdf Fraternal Company # 1 Dividend Policy - https://www.foresters.com/-/media/foresters/documents/pdfs/en-ca/505125-can-us-uk-foresters-dividend-policy.pdf Actuarial Standards of Practice https://www.actuarialstandardsboard.org/wp-content/uploads/2014/06/asop015_134.pdf OSFI - Participating Account Management and Disclosure to Participating Policyholders and Adjustable Policyholders https://www.osfi-bsif.gc.ca/Eng/fi-if/rg-ro/gdn-ort/gl-ld/Pages/e16.aspx IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 2:11 Understanding deeper about Dividend Paying Whole Life Insurances 4:11 The misconception about interest rates 8:18 Dividend Paying Life Insurance Carriers: Mutual vs Stock 13:57 The contribution principle 21:31 Example 1 - Screen Share 47:50 Example 2 - Screen Share 58:24 The historic profitability and resilience of life insurance companies 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ From an IBC skeptic to an IBC champion, Cory Chittenden joins us today on our Client Series to talk about his journey incorporating IBC for himself and his business. Cory and his wife, along with their three children live in Saskatchewan, Canada. Cory has owned a business for 25 years that specialises in communication services for residential and healthcare clients. He had been researching IBC for over two years before he finally decided to take the plunge and get his first policy. Now he advocates within his circle for the impacts of IBC in providing readily available capital and the incredible opportunities that have come his way because of it. Cory has also adopted IBC as the banking function for his business which he covers in this episode. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 2:30 How Cory met his Infinite Banking Coach, Dan 6:32 Starting off practicing IBC 11:02 Advice to business owners about IBC 17:28 Opportunities that come from windfall gains through IBC 25:42 Cory’s journey through IBC and his future in it 28:46 Recommended books on IBC 33:56 Who Cory wants to be a hero to #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Your business might be doing well, but is it valuable? The majority of modern entrepreneurs often prefer to sell their businesses before retiring and provide themselves and their children a pool of capital to settle with. Stephen Cummings talks about some of the common pitfalls business owners face while trying to get a good valuation and sell their companies, as well as how to navigate exiting a business with a great deal. Stephen is CEO and General Managing Partner of Rizolve Partners, a strategic business consulting practice advising clients on value-creating strategies and establishing profitable and sustainable growth. He helps build value to private companies to ensure easier transferability and planning for and execution of strategic transactions and liquidity events to realize value. Stephen’s career has foundations as a financial expert focussed within the investment industry. He has held leadership positions with top quartile performing private equity and venture capital firms investing institutional capital across the globe. Prior to that he was the CFO at a global publisher. He trained and qualified as a Chartered Accountant with Deloitte in London, UK. Stephen is a member of the Board of Directors of Ontario Genomics and is Chairman of the audit committee. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow Stephen Cummings: Website: https://rizolve.ca LinkedIn: https://www.linkedin.com/in/stephenlcummings/ Event Registration - Scoring Big With Your Business Question: https://www.eventbrite.ca/e/the-goal-scoring-big-with-your-business-transition-tickets-153464828433 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:53 Common pitfalls when trying to sell your business 12:19 What happens when you have to exit a business but cannot sell 15:42 The path to preparing for valuing and selling your business 21:38 Learning how to maximize the value of your company early on 32:21 Understanding the market trends while selling your business 41:14 Who Stephen wants to be a hero to #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Why do you do what you do? What is your vision and mission? David Schmeikal is a master storyteller and brand strategist that helps businesses and entrepreneurs find their purpose, communicate their story and develop a culture within their organization. Based out of Alberta, Canada, David has worked with businesses to facilitate and coach them through a journey of transformation and creating meaningful work. He is the host of The Gyst Life podcast. In today’s episode, David talks about the process that he takes his clients through in building long-term vision, creating a personal brand and developing a high-impact organizational culture. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow David Schmeikal: Website: https://www.davidschmeikal.com/ LinkedIn: https://www.linkedin.com/in/davidschmeikal/ Facebook: https://www.facebook.com/TheRippleMaker Instagram: https://www.instagram.com/davidschmeikal/ YouTube: https://www.youtube.com/channel/UCwEBQHa4KRyh99UGegcabIg 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 03:12 The framework and value of David’s work 30:13 David’s advice to business owners and entrepreneurs 24:31 Building core values in your organization 28:39 A guide to having a vision and transitioning well in your business 34:11 Who David would like to be a hero to #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Mary Jo Irmen is the author of the book Farming Without the Bank and a Farm Finance Strategist. She is changing how the farming industry is financed and helps farmers see that there are financial solutions for them and the next generations. Mary Jo's mission is to take a 100-year-old financial process and turn it around by making the bank plan B rather than plan A, give farmers their financial control back, and allowing the next generation to take over without having to buy the farm from the bank again. Get your copy of Life Without The Bank: https://wealthwithoutbaystreet.com/life-without-the-bank 📌 EPISODE LINKS: Follow Mary Jo Irmen: Website: https://farmingwithoutthebank.com LinkedIn: https://www.linkedin.com/maryjoirmen/ Facebook: https://www.facebook.com/maryjoirmen/ YouTube: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle: https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 01:30 Why business owners are frustrated with banking system finance 05:29 What inspired Mary to write Life Without The Bank 12:02 The lack of control when contributing to retirement saving plans 16:58 The key message of Life Without The Bank 21:22 Key man insurance for when a business partner dies #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ David Klein, 36 year old, has been a police officer for the past 13 years. He and his wife, Devon, have two boys and live in Alberta, Canada. David’s father worked for the CRA so RRSPs and cash in the bank were some of the key financial lessons that were taught in the Klein household growing up. David was introduced to IBC nine years ago. Thinking that IBC was a scam and sounded too good to be true, he spent nine months researching it and looking for loopholes that could exist. Not being able to find any, David finally started off with one policy that he used to pay off his car. David now has over four policies, paid off for two cars, the mortgage on their primary home, and also owns four other rental properties, all with his current income because of IBC. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 03:10 How David became his own banker 05:25 The impact that IBC has had on David’s life 12:15 Getting started with IBC 19:04 David’s recommendation to people considering whether to start IBC 22:28 Nelson Nash’s five golden rules 25:29 The multigenerational impact of IBC #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Is your relationship with money complicated? Do you find yourself working hard but only have a little money in your account once all your dues are cleared? In today’s episode, Lisa Campbell talks about the strategies to make your business more profitable. Traditional accounting and bookkeeping services are transactional, where an accountant would be paid a fee to do the books and prepare your taxes. Most accountants do not help consult their clients to maximize profits. Lisa helps guide entrepreneurs & bookkeepers to skyrocket their confidence, cash flow, freedom with money, and mindset & positioning tools to help them prosper exponentially. Lisa is the owner of The Marcam Group, a profit strategy bookkeeping firm, Head of Mentoring North America for the Successful Bookkeeper, and creator of the Accelerate 2 Advisor Mastermind program. She is certified in the Profit First method and has years of hands-on experience increasing the profits for multiple businesses, and collaborating with other Profit First Specialists throughout the globe. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow Lisa Campbell: Website: https://www.lisacampbellprofitcoach.com/lcpc-home Facebook: https://www.facebook.com/LCProfitCoach/ Instagram: https://www.instagram.com/lcprofitcoach/ 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 02:14 The clientele that Lisa serves 03:41 Lisa’s journey in business and starting with Profit First 11:18 Training the trainers in financial and profit coaching 15:10 The message of Lisa’s new book 20:15 Pivoting your business through Covid-19 26:24 The power of constant learning and coaching 38:57 Who Lisa wants to be a hero to #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ How should you go about selling the business that you worked so hard to build? What are the steps you must take to ensure that you are able to capture maximum value while exiting your business? We have John Warillow for you today. John Warrillow is the founder of The Value Builder System™, and author of the bestselling books: - Built to Sell: Creating a Business That Can Thrive Without You - The Automatic Customer: Creating a Subscription Business in Any Industry - The Art of Selling Your Business: Winning Strategies & Secret Hacks for Exiting on Top. Warrillow is also the host of Built to Sell Radio, ranked by Forbes magazine as one of the world’s 10 best podcasts for business owners. Before founding The Value Builder System, John started and exited four companies, including one acquired by a public company. He lives with his family in Toronto. Get Warrillow's latest book, The Art of Selling Your Business: Winning Strategies & Secret Hacks for Exiting on Top: https://wealthwithoutbaystreet.com/theartofsellingyourbusiness Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow John Warrillow: Website: https://valuebuilder.com LinkedIn: https://www.linkedin.com/in/john-warrillow-a54b241/ Twitter:https://twitter.com/johnwarrillow Facebook: https://www.facebook.com/BuiltToSell/ Built To Sell: https://builttosell.com 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 01:20 The idea behind John’s new book 06:43 The freedom entrepreneurs experience when selling their companies 14:18 The message behind “Built To Sell” 27:39 The Value Builder software to evaluate your company 37:00 Who John wants to be a hero to #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Life took an unexpected turn for Jean that drained out his pension funds and RSP’s as well as max out his credit cards. The lack of control over his investment liquidity and getting taxed on every withdrawal was what moved Jean towards IBC. Jean has now been practicing IBC for the past few years and it has helped him clear off his credit card debts, pay off various household expenses as well as give him hope for the future financially. Jean is a dedicated family man that has been married to his wife, Shelly for 31 years. He has a daughter that lives in Fort McMurray. He has been a Power Engineer for over 20 years and is currently working as a Training Coordinator for a major oil company looking after the training needs of all the staff at two SAGD facilities near Conklin, Alberta. He currently lives in Edmonton and enjoys many hobbies including golf and music and especially loves all things IBC. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 05:54 Jean’s journey with IBC 12:49 New golden nuggets Jean finds every time he revisits Nelson’s book 18:44 The before and after of joining IBC 24:41 Experience attending “The Annual Infinite Banking Think Tank Conference” #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ How can you have a virtual CFO? How can you add turbo boosters to your growing business to 5X, 10X your business by having the right team of experts around you? Drive results, track them so you can see a real trajectory as you build profits. Make data-driven decisions that help you build momentum. Enter The Wealthy Entrepreneur Formula. Robert Gauvreau is the founder and award-winning business advisor at Gauvreau & Associates CPA, a firm that specializes in working with entrepreneurs to provide them with financial clarity and guide them on their pathway to achieving extraordinary financial results. Most recently, Robert has authored the book “The Wealthy Entrepreneur – The Formula for Making Money and Gaining Financial Clarity in your Business” which is launching on April 6th 2021. Robert and his team currently work with more than 500 entrepreneurs helping them with their accounting, taxation, and bookkeeping needs, along with providing a virtual CFO program that helps entrepreneurs establish their criteria for achieving financial results and guarantees business success. Robert’s business expertise has been featured in Forbes, Business Insider, Authority Magazine, Yahoo Finance, MoneyGeek, and NBC among other prominent financial publications. Robert has also been a guest on Good Morning Texas and Breakfast Television. Check out Roberts event with #garyvee (Gary Vaynerchuk) on April 9, 2021 - register to attend here: https://wealthwithoutbaystreet.com/ascent-summit Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow Robert Gauvreau: Website: https://gauvreaucpa.ca LinkedIn: https://www.linkedin.com/in/robert-gauvreau-fcpa-fca-93531430 Twitter: https://twitter.com/robert_gauvreau Instagram: https://www.instagram.com/robertgauvreau/ Buy Robert’s Book The Wealthy Entrepreneur Formula: https://wealthwithoutbaystreet.com/Wealthy-Entrepreneur-Formula-Book https://www.amazon.com/Wealthy-Entrepreneur-Formula-Financial-Business-ebook/dp/B0813YTCW4 🎙️ WEALTH WITHOUT BAY STREET LINKS: Learn how Canadian are Implementing Infinite Banking for Free Here: https://wealthwithoutbaystreet.com/masterclass Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike Watch our Tribute To The Man Who Created Infinite Banking R. Nelson Nash here: https://wealthwithoutbaystreet.com/dayofnelson 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 04:04 The idea behind setting up the virtual CFO program 09:27 The key message behind Robert’s latest book 18:18 The mindsets and values of entrepreneurs working with Gauvreau & Associates 28:48 Robert’s entrepreneurial journey 33:10 Challenges as you start your business journey to overcome 34:20 Buying another business can have hidden landmines 40:32 Why Robert wants to be a hero to entrepreneurs #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ What happens if you die without a Will? What are the major pitfalls and problems that can happen if you don’t draft a Will that works in your jurisdiction? Find out how to save money, time and see your final wishes come true with our special guest, estate lawyer Angela Yee-Hamshaw. Born and raised in Calgary, Angela has been practicing law since 1999, having worked in the wealth management division of two major financial institutions, the Government of Alberta in the Office of the Public Trustee, and her own firm which focused primarily on Wills & Estate practice, before bringing her experience to Masuch Law LLP in 2018. Having served the range of both high net-worth clients and in-need Albertans, Angela’s detailed and thorough approach to planning for clients from all walks of life, and compassion in dealing with estates when dealing with a loss is evident in her successful practice in the last two decades. Angela is very personable and her ability to relay complex legal concepts to clients is the hallmark of her long career. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow Angela Yee Hamshaw: Website: https://www.masuchlaw.com/wills-estates/angela-yee-hamshaw/ LinkedIn: https://www.linkedin.com/in/angela-yee-hamshaw-89611128/ Twitter: https://twitter.com/hamshawa?lang=en 🎙️ WEALTH WITHOUT BAY STREET LINKS Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 01:38 What would happen if you didn’t have a will 05:32 Not all wills are equal - How to divide assets effectively. 12:37 How often to review your will 31:47 The value of life insurance in your will #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Real Estate Investor & Infinite Banking Concept Client joins Jayson Lowe and Richard Canfield to share his powerful story. Stephen Wenzel is a world traveller, music director and yoga teacher, real estate investor and 2-time survivor of Stage 4B cancer. He had long been looking for a way to escape the banking system, which is how he ultimately found The Infinite Banking Concept in 2019. Since then, he has opened two policies for his IBC System. He has paid off multiple debts using IBC, including a rental property mortgage, invested in other asset classes (precious metals, paper assets) and listened to EVERY SINGLE Wealth Without Bay Street episode to date. In this episode, Stephen discusses the importance of consistently saving and investing money every month and how anyone can get ahead in the game of money by starting with a solid foundation of financial education and mindset. He’s also a living example of the importance of having an emergency fund in place for unexpected events – like two bouts with Stage 4B cancer. Anyone can learn from Stephen’s powerful story to ensure you have protection, a plan, and a way to see your money continue to grow regardless of what life throws at you. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 🎙️ WEALTH WITHOUT BAY STREET LINKS Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 04:56 From the greatest skeptic to an IBC believer 10:05 Stephen getting diagnosed with cancer 19:30 Saving money towards what is important in your life 27:00 The process of IBC is more caught than taught #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ In this episode, James shares his incredible journey from being in the financial industry to meeting the late great R. Nelson Nash. This pivotal change caused James to shift his entire business around 180 and since he has been an advocate for the Becoming Your Own Banker Process. James is the co-host of the incredible Banking With Life Podcast, very knowledgeable about Austrian Economics and a great friend of the Wealth Without Bay Street team. From Fort Worth, TX, James C. Neathery is recognized as a leading life insurance professional and on the forefront of the IBC movement. He's been teaching this great concept for years and helping thousands of clients all over the USA implement Nelson Nash's powerful Strategy. With over thirty years’ experience in the financial world and over sixteen years of experience personally and professionally practicing the Infinite Banking Concept you are in for a treat to learn from James in this episode. He is a member of the Million Dollar Round Table, sits on the Field Advisory Council for Lafayette Life Insurance Company, is the Executive Producer of the Banking With Life DVD, and hosts The Banking with Life Podcast with his co-host Ryan D. Griggs. Check out what James has to say about solving problems in this session! He sits on the board of directors for Apologetics Resource Center as well as the board of directors for the Alvarado Chamber of Commerce. He is the CEO of James C. Neathery & Associates Inc. which has provided successful financial guidance to thousands of clients. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow James Neathery: Website: www.bankingwithlife.com LinkedIn: https://www.linkedin.com/in/james-neathery-03964a19/ Facebook: https://www.facebook.com/jamescneathery/ Youtube: https://www.youtube.com/channel/UCA252letEC7ZcUW00u_gW9g/ 🎙️ WEALTH WITHOUT BAY STREET LINKS Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 03:00 James’ journey going from a life insurance agent to becoming an infinite banker 18:22 Cancelling out sensationalized advice in the financial industry 39:05 The simplicity of combined policies recommended by Nelson 47:15 Changing the mindset of how you manage finances for the rest of your life #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Libertarians In Canada listen up! Policy Loans with mutual insurance do not inflate the money supply. You can Become Your Own Banker and kick the federal reserve to the curb. Shaun lives in the Niagara Region of Ontario, where he lives with his wife and two sons. He has been a Youth Worker at a youth detention facility for nearly 20 years. Shaun first heard of Infinite Banking years ago but at the time thought it was something for wealthy business owners only. In 2020 he rediscovered the concept while on Twitter and very quickly went all-in learning more. Shortly after that, he was connected with Richard Canfield and started his first policies. Shaun has a passion for helping people learn about personal finance. As a Dave Ramsey trained financial coach, he taught people that “cash is king”. Now that he understands the Infinite Banking Concept, Shaun gets great joy out of showing people that IBC is for anyone and the truth that CashFLOW is King! Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow Shaun Somers: Website: https://shaunrecommends.home.blog/ Twitter: https://twitter.com/shaunsomers Youtube: https://www.youtube.com/user/BaconIsHealthFood?app=desktop 🎙️ WEALTH WITHOUT BAY STREET LINKS Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Introduction 03:51 Shaun’s journey getting out of debt and becoming a financial coach 08:18 Rethinking what you know about personal finance 17:23 The fulfillment of being your own banker 24:05 Creating the Iron Bank #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Scott Wilson high school teacher who began investing in real estate 6 years ago, specifically student rentals. After accumulating a number of houses Scott began to look for other opportunities outside of real estate. He was introduced to IBC by his cousin, Peter Lount, a couple of years ago. It took Scott about 6 months to begin to understand how this concept could benefit his investments along with his everyday living expenses. Using IBC has allowed Scott to find new opportunities along with having security with his existing investments. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: 🎙️ WEALTH WITHOUT BAY STREET LINKS Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 02:26 What’s Life Been Like Since Implementing IBC? 14:53 How Has The Financial Outlook Changed For Scott’s Family? 20:36 What’s Next For Scott? 32:39 Taking Out Policies On People You Love #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept #PeterLount

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Back for a second time on the Wealth Without Bay Street Podcast is Senior Wealth Architect and Team Developer, Sarbloh Gill. Sarbloh is an expert in his field and is recognized as one of the top Infinite Banking Practitioners in Canada. In this episode, the guys talk about the importance of focusing on redirecting your money back into your own personal banking system. Sit back and think about where the majority of your money goes each month. That’s right! Bills. You're spending your time working to pay someone else for something you purchased. Your time is irreplaceable. So why not pay yourself for something you purchased? By implementing the process of Becoming Your Own Banker, you can do just that! Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: Follow On LinkedIn: https://www.linkedin.com/in/sarbloh-gill-5b8ab1190/?originalSubdomain=ca On Facebook: https://www.facebook.com/sarbloh.gill Get to know Sarbloh at Ascendant Financial: https://www.ascendantfinancial.ca/team-member/sarbloh-gill/ 🎙️ WEALTH WITHOUT BAY STREET LINKS Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 intro 02:32 What Is The Time Value Of The Banking Function? 13:07 Common Reactions From The General Public 27:58 Are People Thinking About The Problem The Right Way? #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept #SarblohGill

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Did you know that you can directly impact the dividends you receive each year by a life insurance company when you own Par Whole Life? The policy owner has the largest impact on the dividend they are able to receive in a given year and the ripple effect of every future dividend is directly impacted by the premiums the policy owner puts in. Dividends are one of the most misunderstood areas of a Participating Whole Life Insurance contract. Jayson and Richard breakdown how these unilateral binding contracts produce dividends. How the dividend impact is just like the growing rings of a tree, it adds another layer each year. Each year you can celebrate a “dividend party” on the anniversary date of each policy you own. There is a great deal of misinformation and focus on rates when discussing policy contracts. Specifically, dividend-scale interest rates. These are, simply put, one of the most misunderstood and misleading areas of a whole life product. Both the insurance companies themselves and often advisors are their own worst enemy by trying to indicate the dividend scale correlates to the growth or earnings of an individual contract. This simply isn't so. Jayson discusses the annual testing requirements for capital adequacy (LICAT) that has to be done each year for each life company in Canada to meet their obligation and how their accumulated profits are spread out over a number of years to create a “smoothing effect”. This smoothing is what creates stable long-term dividend payouts to par owners. Have you ever seen a tree contract in nature? Never, just like a par policy, it grows every year advancing forward. The only thing that can end the growth is the natural death of the life insured in which case you have a tax-free payout much greater than what you have contributed into the system or the policy owner choosing to cut the tree down (closing the policy). Did you know that the biggest tax year you will have is most likely in the year you die? Richard walks you through the impact of your hard-earned money at death...who gets the money and who loses? By creating long-term cash control, accumulating dividends that keep buying whole life paid-up additions, you are ensuring the money is there to pay the final tax bill, providing the time needed to grieve properly. Even more important is the remaining assets such as the house and cottage at the lake or rental properties are not forced into a “firesale” position where a lifetime of effort you took to build everything up is torn down to raise the money required to pay the tax man. In order to solve this you need life insurance...but if you plan to live a long time then the insurance has to be in force… the only way to make that happen is to have permanent coverage such a Par whole life that increases your tax free payout every year you own it as long as it's setup correctly. 📌 EPISODE LINKS: Dividend Tree Image From Nelson Nash: https://wealthwithoutbaystreet.com/DividendTree LICAT - Life Insurance Capital Adequacy Test Canada: https://wealthwithoutbaystreet.com/Licat Sample Dividend Policy Indicating “The Contribution Principle”: https://wealthwithoutbaystreet.com/Contribution-Principle 00:00 - intro 03:00 - The Martians that melted my truck 06:50 - a mutual insurance company history of dividends 12:00 - the only 2 things that can kill growth in a policy 18:50 - engineering the premium 23:05 - keeping it simple, unilateral contracts that are binding 26:55 - Dividend tree image - how this relates to growth of a policy 🎙️ WEALTH WITHOUT BAY STREET LINKS Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept

FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ On today's “Client Series” episode of Wealth Without Bay Street, Jayson and Richard are joined by Liam McGoran. Liam works as a Design Engineer (EIT) for an engineering firm in Vancouver, BC. Amongst spending time hiking and being outdoors in the Greater Vancouver area, Liam has picked up an interest in macroeconomics and investing. He has especially enjoyed being able to implement IBC as a tool to further accelerate his investing journey. In a world of out of control central banks and big governments people need to wake up more than ever and take control of the banking function in their life. With this new found passion it’s even more enjoyable to spread the word, grow with others and help educate those you care about. Liam took the time to learn the IBC process and is now living proof the Becoming Your Own Banker is one of the best decisions you can make for yourself, your family and your future. Get The FREE special report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ 📌 EPISODE LINKS: 🎙️ WEALTH WITHOUT BAY STREET LINKS Podcast Website: https://wealthwithoutbaystreet.com/ Follow us on Facebook: https://wealthwithoutbaystreet.com/fb Subscribe to our Youtube Channel: https://wealthwithoutbaystreet.com/yt Book a 15-minute call: https://wealthwithoutbaystreet.com/15mincall Re-think Your Thinking - The Backwards Bicycle : https://wealthwithoutbaystreet.com/backbike To Access our COVID 19 Q&A session with special guests please click here: https://wealthwithoutbaystreet.com/covidqanda 🤝 Join Our Community! https://wealthwithoutbaystreet.com/community Check out our other Channel for more content: https://wealthwithoutbaystreet.com/bankersvault 💻 Sign up for the MasterClass TODAY! https://wealthwithoutbaystreet.com/masterclass 📚 IBC RECOMMENDED BOOKS https://wealthwithoutbaystreet.com/books 📽️ WATCH THE DOCUMENTARY Documentary Film This is Nelson Nash: https://www.ascendantfinancial.ca/nelson-nash-film/ 💸 Financial Advisor? Learn about the Infinite Banking Concept here: Nelson Nash Institute Practitioner Program: https://infinitebanking.org/practitioners-program/ref/6/ EVA - Economic Value Add The Real Key To Creating Wealth Article: https://infinitebanking.org/the-real-key-to-creating-wealth/ref/6/ IN THIS EPISODE, YOU WILL LEARN: 00:00 Intro 01:13 How Did IBC Enter Liam’s Life? 02:30 What Has Liam’s IBC Journey Been Life So Far? 09:53 Advice For Young People 15:24 What Is Liam Looking Forward To? 16:37 Are People Receptive? #WWBS #JaysonLowe #RichardCanfield #wealthwithoutbaystreet #theinfinitebankingconcept