RicBender

Half of Americans say they're financially worse off | Gallup Poll reveals current economic crisis Half of Americans are worse off now than they were a year ago, the highest share since 2009, according to a Gallup poll released Wednesday, February 8, 2023 ▶ LEARN ABOUT EMPLOYEE RETENTION TAX CREDIT Info End of video - https://bit.ly/RBERCHelpdesk ▶ VIDEO NOTES Half of Americans say they are financially worse off now than they were a year ago, the highest share since 2009, according to a Gallup poll released Wednesday. An even greater portion of lower-income Americans said they were losing ground, according to the Jan. 2-22 survey. About 61% of those with a household income of less than $40,000 reported they were worse off, compared to 49% and 43% for middle- and high-income households respectively. Click to read more - https://www.bloomberg.com/news/articles/2023-02-08/half-of-americans-say-they-re-worse-off-most-since-2009-gallup ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ Contact Ric - https://bit.ly/ContactRicBender ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #economiccrisis

Mass Layoffs: Fed promises to sacrifice your job, fighting inflation - Jerome Powell is stating the January job report underscores the need to keep raising rates to adjust this job market. In other words, The Fed promises to keep raising interest rates until you lose your job. ▶ VIDEO NOTES Powell says jobs report shows Fed needs to keep raising rates, but he expects ‘significant’ slowdown in inflation - https://www.marketwatch.com/story/powell-says-strong-jobs-report-shows-fed-needs-to-keep-raising-rates-but-he-expects-significant-declines-in-inflation-rate-in-2023-11675794928?siteid=yhoof2 Powell says jobs report shows Fed needs to keep raising rates, but he expects ‘significant’ slowdown in inflation - https://finance.yahoo.com/m/9130f40c-3fc8-3fc7-8506-ae49e449bf8f/powell-says-jobs-report-shows.html Yahoo Finance Fed Chair Powell says 'disinflationary process has begun' in the US economy - https://finance.yahoo.com/news/fed-chair-powell-says-disinflationary-process-has-begun-in-the-us-economy-175915718.html ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ Contact Ric - https://bit.ly/ContactRicBender ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #layoffs

"America is getting wiped out" - fishy economic reporting - This fishy economic reporting is leading to economic decisions which continue to destroy the middle class. ▶ LEARN ABOUT EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit - https://bit.ly/RBERCHelpdesk ▶ VIDEO NOTES Nonfarm payrolls increased by 517,000 versus analyst estimates of just 187,000. The official unemployment rate fell to 3.4%, the lowest since 1969. - Skeptics say something smells fishy. How did the economy manage to add three times more jobs than forecast? The Big Number: Forty-one percent of Americans say they've become worse off financially since President Joe Biden took office a little more than two years ago, according to a new ABC News/Washington Post poll. Janey Yellen said, "What I see is a path in which inflation is declining significantly and the economy is remaining strong." ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ Contact Ric - https://bit.ly/ContactRicBender ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #middleclassfamily #economiccollapse #economiccrisis

"America is getting wiped out" - fishy economic reporting - This fishy economic reporting is leading to economic decisions which continue to destroy the middle class. ▶ LEARN ABOUT EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit - https://bit.ly/RBERCHelpdesk ▶ TIME STAMPS 00:00 Fishy Economic Reporting Overview 00:47 January Payrolls Report 1:19 Misleading Public With Good Soundbite 2:36 Cost Of Living Crisis 3:30 We Need Data Reset 7:38 Outro ▶ VIDEO NOTES Nonfarm payrolls increased by 517,000 versus analyst estimates of just 187,000. The official unemployment rate fell to 3.4%, the lowest since 1969. - Skeptics say something smells fishy. How did the economy manage to add three times more jobs than forecast? The Big Number: Forty-one percent of Americans say they've become worse off financially since President Joe Biden took office a little more than two years ago, according to a new ABC News/Washington Post poll. Janey Yellen said, "What I see is a path in which inflation is declining significantly and the economy is remaining strong." ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ Contact Ric - https://bit.ly/ContactRicBender ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #middleclassfamily #economiccollapse #economiccrisis

Get your money out of this bank now | Bank Failure - Learn to recognize warning signs of failing banks. In this video, I'll share the warning signs to help you recognize bank failure before it happens. ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #bank #economiccollapse #financialcollapse

In this video, I'll discuss why the gold market isn't buying Fed's 'disinflation' declaration. According to Federal Reserve chairman Jerome Powell, disinflation is now taking hold. However, the gold market isn't buying it. ▶ EMPLOYEE RETENTION TAX CREDIT - - https://bit.ly/RBERCHelpdesk ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #useconomy #inflation

In this video, I'll discuss how one wall street economist predicts 2023 recession will be an economic crisis like the 1970s - Nancy Lazar says don't compare to 2008 but to the economic crisis of the 1970s ▶ VIDEO NOTES Wall Street economist says recession in 2023 will look like the biggest crisis of the 1970s Economist Nancy Lazar shares why she’s predicting a recession during the second half of 2023. Click on the link to read the article - https://www.foxbusiness.com/economy/wall-street-economist-recession-2023-biggest-economic-crisis-1970s ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #recession2023

In this video, I'll discuss how one wall street economist predicts 2023 recession will be an economic crisis like the 1970s - Nancy Lazar says don't compare to 2008 but to the economic crisis of the 1970s ▶ VIDEO NOTES Wall Street economist says recession in 2023 will look like the biggest crisis of the 1970s Economist Nancy Lazar shares why she’s predicting a recession during the second half of 2023. Click on the link to read the article - https://www.foxbusiness.com/economy/wall-street-economist-recession-2023-biggest-economic-crisis-1970s ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #recession2023

According to a new survey, 50% of U.S. adults are realizing they need to start preparing for an economic downturn. Better late than never. In this video, I'll discuss preparing for an economic downturn (first steps) ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #personalfinance #economiccollapse #economiccrisis

In this video, I'll discuss why have a ROTH IRA and a 401k? There are certain advantages to acquiring and building investments within a ROTH IRA - Opinion only not financial advice. ▶ VIDEO NOTES What is a Roth IRA? A Roth IRA is an Individual Retirement Account to which you contribute after-tax dollars. While there are no current-year tax benefits, your contributions and earnings can grow tax-free, and you can withdraw them tax-free and penalty-free after age 59½ and once the account has been open for five years. Why consider a Roth IRA? A Roth IRA can be a good savings option for those who expect to be in a higher tax bracket in the future, making tax-free withdrawals even more advantageous. However, there are income limitations to opening a Roth IRA, so not everyone will be eligible for this type of retirement account. Am I eligible to open a Roth IRA? Your eligibility to open a Roth IRA and how much you can contribute is determined by your Modified Adjusted Gross Income (MAGI). If you are a single or joint filer, your maximum contribution starts to reduce at $129,000 and $204,000 for the tax year 2022 and $138,000 and $218,000 for the tax year 2023, respectively. ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #rothira #personalfinance #401k

According to a new survey, 50% of U.S. adults are realizing they need to start preparing for an economic downturn. Better late than never. In this video, I'll discuss preparing for an economic downturn (first steps) ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #personalfinance #economiccollapse #economiccrisis

ChatGPT: wants your job - professions at risk right now. In this video, I'll discuss how ChatGPT could make the jobs discussed in this video obsolete. Watch to learn about the profession at risk right now due to ChatGPT. ▶ TIME STAMPS 00:00 ChatGPT: Wants Your Job - Professions At Risk Right Now 1:14 Education 2:57 Finance 3:45 Software engineering 4:43 Journalism 5:49 Graphic design 6:28 What Only Humans Can Do 8:20 Outro ▶ VIDEO NOTES ChatGPT could make these jobs obsolete: ‘The wolf is at the door’ Artificial intelligence is here, and it’s coming for your job. So promising are the tool’s capabilities that Microsoft — amid laying off 10,000 people — has announced a “multiyear, multibillion-dollar investment” in the revolutionary technology, which is growing smarter by the day. And the rise of machines leaves many well-paid workers vulnerable, experts warn. “AI is replacing the white-collar workers. I don’t think anyone can stop that,” said Pengcheng Shi, an associate dean in the department of computing and information sciences at Rochester Institute of Technology. Read the article - https://nypost.com/2023/01/25/chat-gpt-could-make-these-jobs-obsolete/ Why Machines Will Not Replace Us The Decision Lab - https://thedecisionlab.com ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #chatgpt #economiccollapse #news

Digital Currency: Coming To A Bank Near You - CBDC initiatives are improving their pace. About a dozen CBDCs have launched. If you are interested in digital currency watch this update. ▶ TIME STAMPS 00:00 Digital Currency: Coming To A Bank Near You 00:45 Central Bank Digital Currency Overview 3:03 Bankers Telling Bankers About CBDC 7:37 Will CBDC Replace Cash? 9:25 CBDC Tracker 10:15 Outro ▶ VIDEO NOTES CBDC projects pick up the pace as 2023 kicks off: Progress on central bank digital currencies has been relatively slow. But a flurry of tests near the end of the year suggests CBDC initiatives are improving their pace, as central banks try to determine the impact on traditional banking and payment systems. About a dozen CBDCs have launched, according to a tracker from the Atlantic Council, which adds 17 are in pilot and 72 are in research and development. Eighty percent of central banks are considering a CBDC or have already launched one, according to PwC. There's a mix of motivating factors, such as improving cross-border payments, mitigating financial crimes, and improving financial inclusion, reports PwC. Mounting risks from other forms of digital currency, such as volatility in cryptocurrency, are also pushing CBDC projects. "A well-designed CBDC can help provide a real-time view of risks and currency outflows to help implement specific and targeted measures to prevent financial contagions from spreading further in the event of a crisis," said Gilbert Verdian, founder and CEO of Quant, a London-based blockchain firm. Read Article - https://www.americanbanker.com/payments/list/cbdc-projects-pick-up-the-pace-as-2023-kicks-off Will a U.S. CBDC replace cash or paper currency? Read Article - https://www.federalreserve.gov/cbdc-faqs.htm#:~:text=2.,to%20reduce%20or%20replace%20them Central Bank Digital Currency Tracker Link to website - https://www.atlanticcouncil.org/cbdctracker/ ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #digitalcurrency #cbdc

Watch They're Trying To Fool You "Great Depression Warning Sign" - Latest GDP report reveals an ominous Great Depression Warning Sign not seen since 1932. ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ VIDEO NOTES The latest numbers from the Bureau of Economic Analysis show that the U.S. economy grew by 2.9 percent in the fourth quarter of last year, and 2.1 percent for 2022. While the White House was quick to take credit for the state of the nation’s economy, they might want to think twice. This latest report should have alarm bells ringing, not trumpets sounding. Article Link - https://www.foxbusiness.com/markets/gdp-report-reveals-ominous-great-depression-warning-sign-1932 ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ CHIME #1 Award-Winning Banking App Click on the link to learn more - https://bit.ly/RBCHIMEBanking ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #economiccrisis

More Americans are turning to credit cards to cover basic expenses as inflation rages. But we are being told the economy is better and the consumer strong, so in this video, I'll discuss the question, if the economy is better why are we so broke? ▶ TIME STAMPS 00:00 If The Economy Is Better Why Are We So Broke? 00:33 Importance Of Knowing Basic Inflation Facts 3:23 Majority of Americans Using Credit Cards 4:35 Consumer Debt Crisis 9:23 Outro ▶ VIDEO NOTES More Americans turning to credit cards to cover basic expenses as inflation rages - Read the article - https://www.foxbusiness.com/money/more-americans-turning-credit-cards-cover-basic-expenses-inflation-rages Consumers are piling on credit card debt, flashing signs of a potential crisis Signs of a looming consumer debt crisis are flashing. After a year of soaring prices for everyday goods and interest rate hikes, Americans are increasingly leaning on credit cards to make ends meet. And although pandemic-era stimulus payments were able to keep delinquencies at bay by bolstering household savings for a time, those accounts have since dwindled. Now, signs of a looming debt crisis among U.S. consumers are beginning to flash, and it is a triple whammy: credit card balances are at an all-time high, annual percentage rates (APRs) are up and more consumers are taking on debt than in 2021. Read the article - https://www.foxbusiness.com/economy/consumers-piling-on-credit-card-debt-flashing-signs-potential-crisis ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #useconomy #economiccollapse #economicnews

More US companies brace for job cuts amid likely recession, survey shows. In this video, I'll discuss how more US companies brace for job cuts - layoff tsunami gets closer. ▶ Need Coffee? Get Your New Mug https://ric-bender.creator-spring.com/ ▶ VIDEO NOTES More US companies brace for job cuts amid likely recession, survey shows. A growing number of business economists expect companies to reduce their headcounts for the first time since the pandemic, a sign the job market is beginning to cool amid an increasingly dark economic outlook. That's according to a new survey published on Monday by the National Association for Business Economics, which shows that about 20% of the group's members expect employment at their company to fall in the coming months. "For the first time since 2020, more respondents expect falling rather than increased employment at their firms in the next three months," NABE President Julia Coronado, the founder, and president of MacroPolicy Perspectives, said in a statement. "Fewer respondents than in recent years expect their firms’ capital spending to increase in the same period." Click here to read more - https://www.foxbusiness.com/economy/more-us-companies-brace-job-cuts-amid-likely-recession-survey-shows ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #news #economiccollapse #layoffs

More US companies brace for job cuts amid likely recession, survey shows. In this video, I'll discuss how more US companies brace for job cuts - layoff tsunami gets closer. ▶ Need Coffee? Get Your New Mug https://ric-bender.creator-spring.com/ ▶ TIME STAMPS 00:00 More Us Companies Brace For Job Cuts 00:21 Job Cut Survey Results 1:06 Recent Layoffs 1:32 Paying Attention - Ignoring Truth 2:29 Business Survey Results 7:48 Outro ▶ VIDEO NOTES More US companies brace for job cuts amid likely recession, survey shows. A growing number of business economists expect companies to reduce their headcounts for the first time since the pandemic, a sign the job market is beginning to cool amid an increasingly dark economic outlook. That's according to a new survey published on Monday by the National Association for Business Economics, which shows that about 20% of the group's members expect employment at their company to fall in the coming months. "For the first time since 2020, more respondents expect falling rather than increased employment at their firms in the next three months," NABE President Julia Coronado, the founder, and president of MacroPolicy Perspectives, said in a statement. "Fewer respondents than in recent years expect their firms’ capital spending to increase in the same period." Click here to read more - https://www.foxbusiness.com/economy/more-us-companies-brace-job-cuts-amid-likely-recession-survey-shows ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #news #economiccollapse #layoffs

Why are central banks buying gold? Feds may be preparing for an unprecedented period of monetary devastation. Watch what's coming is worse according to FED gold buying. ▶ RC Bullion - Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ VIDEO NOTES The wave of monetary destruction that could result from a new record in global debt, enormous losses in the central bank’s assets, and the issuance of digital currencies finds only one true safe haven with centuries of proven status as a reserve of value: Gold. This is because central banks are aware that governments are not cutting deficit spending. Click here to read more - https://www.zerohedge.com/markets/central-banks-turn-gold-losses-mount ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #economiccrisis

WARNING! Alarming PayPal Cyber Attack FDIC Concerned - In this video, I'll discuss the following 3 stories: Goldman Sachs hits the sell button, Ally Financial prepares for auto loan collapse, and PayPal issues a critical warning about the latest cyber-attack. ▶ VIDEO NOTES 35,000 PayPal accounts breached in credential stuffing attack: A digital intruder gained access to 34,942 PayPal customers' accounts last month in a credential stuffing attack that exposed names, dates of birth, addresses, Social Security numbers, tax IDs, and phone numbers, the company told affected customers this week. The size of the attack pales in comparison to the 432 million active accounts PayPal said it had as of November. The nature of credential-stuffing attacks is that they only need to work a small percentage of the time to be effective because of the grand scale at which they can operate. In a credential stuffing attack, a fraudster programmatically tries logging into a website (or more often multiple websites) using the username and password pairs obtained from other data breaches, phishing, or other methods. It is one of the most common techniques threat actors use to take over accounts, according to the OWASP Foundation, a global cybersecurity nonprofit. Click here to read - https://www.americanbanker.com/news/35-000-paypal-accounts-breached-in-credential-stuffing-attack Ally is ready for escalation in auto charge-offs, execs say: Auto loan charge-offs rose sharply at Ally Financial in the fourth quarter, but executives say that they're well prepared for economic turmoil and further declines in used-car values. More consumers are struggling to pay their auto loans from Detroit-based Ally, whose retail auto net charge-offs jumped to $347 million last quarter, up from $217 million three months earlier. Charge-offs surpassed their pre-pandemic levels and are over three times higher than where they were in 2021, when government stimulus, elevated savings and lower inflation put consumers on sounder financial footing, according to quarterly results issued by the company Friday. Click here to read - https://www.americanbanker.com/news/ally-is-ready-for-escalation-in-auto-charge-offs-execs-say Goldman Sachs Group Inc's asset management section will make significant cuts to the $59 billion of alternative investments that impacted its earnings. Alternative assets can include private equity or real estate instead of traditional investments like stocks and bonds. The firm will divest its positions over the next few years and replace some of those funds on its balance sheet with external capital, according to Julian Salisbury, chief investment officer of asset and wealth management at Goldman Sachs. Click here to read - https://www.foxbusiness.com/economy/goldman-sachs-announces-reduction-asset-management-investments ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #economiccollapse #personalfinance #cyberattackawareness

WARNING! Alarming PayPal Cyber Attack FDIC Concerned - In this video, I'll discuss the following 3 stories: Goldman Sachs hits the sell button, Ally Financial prepares for auto loan collapse, and PayPal issues a critical warning about the latest cyber-attack. ▶ TIME STAMPS 00:00 Video Intro 00:39 Goldman Sachs 4:35 Ally Financial 7:43 PayPal Cyber Attack 11:25 PayPal & All Bank Account Check Up 12:26 Outro ▶ VIDEO NOTES 35,000 PayPal accounts breached in credential stuffing attack: A digital intruder gained access to 34,942 PayPal customers' accounts last month in a credential stuffing attack that exposed names, dates of birth, addresses, Social Security numbers, tax IDs, and phone numbers, the company told affected customers this week. The size of the attack pales in comparison to the 432 million active accounts PayPal said it had as of November. The nature of credential-stuffing attacks is that they only need to work a small percentage of the time to be effective because of the grand scale at which they can operate. In a credential stuffing attack, a fraudster programmatically tries logging into a website (or more often multiple websites) using the username and password pairs obtained from other data breaches, phishing, or other methods. It is one of the most common techniques threat actors use to take over accounts, according to the OWASP Foundation, a global cybersecurity nonprofit. Click here to read - https://www.americanbanker.com/news/35-000-paypal-accounts-breached-in-credential-stuffing-attack Ally is ready for escalation in auto charge-offs, execs say: Auto loan charge-offs rose sharply at Ally Financial in the fourth quarter, but executives say that they're well prepared for economic turmoil and further declines in used-car values. More consumers are struggling to pay their auto loans from Detroit-based Ally, whose retail auto net charge-offs jumped to $347 million last quarter, up from $217 million three months earlier. Charge-offs surpassed their pre-pandemic levels and are over three times higher than where they were in 2021, when government stimulus, elevated savings and lower inflation put consumers on sounder financial footing, according to quarterly results issued by the company Friday. Click here to read - https://www.americanbanker.com/news/ally-is-ready-for-escalation-in-auto-charge-offs-execs-say Goldman Sachs Group Inc's asset management section will make significant cuts to the $59 billion of alternative investments that impacted its earnings. Alternative assets can include private equity or real estate instead of traditional investments like stocks and bonds. The firm will divest its positions over the next few years and replace some of those funds on its balance sheet with external capital, according to Julian Salisbury, chief investment officer of asset and wealth management at Goldman Sachs. Click here to read - https://www.foxbusiness.com/economy/goldman-sachs-announces-reduction-asset-management-investments ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #economiccollapse #personalfinance #cyberattackawareness

Are tech layoffs the canary in the US jobs market? Wave Of Mass Layoffs - Job losses "Foreshadow" more layoffs coming -Many experts agree that beyond tech layoffs more layoffs in the US economy this year. ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ VIDEO NOTES The ‘greatest tragedy’ would be if central banks don’t finish the job on inflation, Larry Summers says. Click here - https://www.cnbc.com/2023/01/20/summers-greatest-tragedy-would-be-if-central-banks-dont-finish-the-job-on-inflation.html?__source=iosappshare%7Ccom.apple.UIKit.activity.Mail Are tech layoffs the canary in the US jobs market? - Job losses in Big Tech likely 'foreshadow' more layoffs in the US economy this year Click here - https://www.foxbusiness.com/economy/are-tech-layoffs-canary-us-jobs-market ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #economiccrisis #economiccollapse #layoffs

Are tech layoffs the canary in the US jobs market? Wave Of Mass Layoffs - Job losses "Foreshadow" more layoffs coming -Many experts agree that beyond tech layoffs more layoffs in the US economy this year. ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ TIME STAMPS 00:00 Wave Of Mass Layoffs 00:28 Welcome To The Video 00:37 Job Losses "Foreshadow" More Layoffs Coming 1:04 The Action Of The Fed 4:06 Massive Layoffs In Tech 6:22 Layoffs Will Spread Across A Spectrum Of Industries 6:50 Outro ▶ VIDEO NOTES The ‘greatest tragedy’ would be if central banks don’t finish the job on inflation, Larry Summers says. Click here - https://www.cnbc.com/2023/01/20/summers-greatest-tragedy-would-be-if-central-banks-dont-finish-the-job-on-inflation.html?__source=iosappshare%7Ccom.apple.UIKit.activity.Mail Are tech layoffs the canary in the US jobs market? - Job losses in Big Tech likely 'foreshadow' more layoffs in the US economy this year Click here - https://www.foxbusiness.com/economy/are-tech-layoffs-canary-us-jobs-market ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #economiccrisis #economiccollapse #layoffs

In this video, I'll discuss how prices on certain items are guaranteed to go up. Watch Time To Stock Up On These Items - Price Increase Coming - Learn which household brands you buy will be increasing in price. ▶ VIDEO NOTES Procter & Gamble's revenue and profit fall as the company looks to higher prices to offset declining sales. All of the company’s divisions reported declining sales volume in the quarter, despite seeing increases in organic sales as a result of higher pricing. Its grooming division, which houses brands like Gillette and The Art of Shaving, and which has historically underperformed for the company, reported no sales growth. P&G is doubling down on its price-hiking strategy even as shrinking consumer demand continues to erode sales volume. Schulten said consumers have reacted to price hikes “generally better than expected,”, especially in nondiscretionary categories like feminine care and cleaning supplies. “Consumers don’t stop washing their hands or doing their laundry,” Schulten said. Click here - https://www.cnbc.com/2023/01/19/procter-gamble-pg-earnings-q2-2023.html?__source=iosappshare%7Ccom.apple.UIKit.activity.Mail Procter & Gamble - https://us.pg.com/brands/ ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #costofliving #economiccollapse #inflation

In this video, I'll discuss how prices on certain items are guaranteed to go up. Watch Time To Stock Up On These Items - Price Increase Coming - Learn which household brands you buy will be increasing in price. ▶ VIDEO NOTES Procter & Gamble's revenue and profit fall as the company looks to higher prices to offset declining sales. All of the company’s divisions reported declining sales volume in the quarter, despite seeing increases in organic sales as a result of higher pricing. Its grooming division, which houses brands like Gillette and The Art of Shaving, and which has historically underperformed for the company, reported no sales growth. P&G is doubling down on its price-hiking strategy even as shrinking consumer demand continues to erode sales volume. Schulten said consumers have reacted to price hikes “generally better than expected,”, especially in nondiscretionary categories like feminine care and cleaning supplies. “Consumers don’t stop washing their hands or doing their laundry,” Schulten said. Click here - https://www.cnbc.com/2023/01/19/procter-gamble-pg-earnings-q2-2023.html?__source=iosappshare%7Ccom.apple.UIKit.activity.Mail Procter & Gamble - https://us.pg.com/brands/ ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #costofliving #economiccollapse #inflation

In this video, I'll discuss How "America Is Getting WIPED OUT" | Economic Collapse due to excessive Federal Government Debt and other news. ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ VIDEO NOTES Yellen says Treasury is taking extraordinary measures to avoid default as U.S. hits debt limit - https://www.cnbc.com/2023/01/19/yellen-says-treasury-is-taking-extraordinary-measures-to-avoid-default-as-us-hits-debt-limit.html Fed Governor Lael Brainard sees high rates ahead even with progress on inflation - https://www.cnbc.com/2023/01/19/fed-governor-lael-brainard-sees-high-rates-ahead-even-with-progress-on-inflation.html The ‘Great Reset’ must include sustainability and equity - https://nationalfund.org/the-big-takeaway-from-davos/?gclid=Cj0KCQiA8aOeBhCWARIsANRFrQE3cDnKgzqe-ULS1zFOEiUBDeLQIaHQN_PFfL1He5CkXCfm6o5SJLMaAuI3EALw_wcB ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #worldeconomicforum #economiccollapse #debtceiling