RicBender

More US companies brace for job cuts amid likely recession, survey shows. In this video, I'll discuss how more US companies brace for job cuts - layoff tsunami gets closer. ▶ Need Coffee? Get Your New Mug https://ric-bender.creator-spring.com/ ▶ VIDEO NOTES More US companies brace for job cuts amid likely recession, survey shows. A growing number of business economists expect companies to reduce their headcounts for the first time since the pandemic, a sign the job market is beginning to cool amid an increasingly dark economic outlook. That's according to a new survey published on Monday by the National Association for Business Economics, which shows that about 20% of the group's members expect employment at their company to fall in the coming months. "For the first time since 2020, more respondents expect falling rather than increased employment at their firms in the next three months," NABE President Julia Coronado, the founder, and president of MacroPolicy Perspectives, said in a statement. "Fewer respondents than in recent years expect their firms’ capital spending to increase in the same period." Click here to read more - https://www.foxbusiness.com/economy/more-us-companies-brace-job-cuts-amid-likely-recession-survey-shows ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #news #economiccollapse #layoffs

WARNING! Alarming PayPal Cyber Attack FDIC Concerned - In this video, I'll discuss the following 3 stories: Goldman Sachs hits the sell button, Ally Financial prepares for auto loan collapse, and PayPal issues a critical warning about the latest cyber-attack. ▶ VIDEO NOTES 35,000 PayPal accounts breached in credential stuffing attack: A digital intruder gained access to 34,942 PayPal customers' accounts last month in a credential stuffing attack that exposed names, dates of birth, addresses, Social Security numbers, tax IDs, and phone numbers, the company told affected customers this week. The size of the attack pales in comparison to the 432 million active accounts PayPal said it had as of November. The nature of credential-stuffing attacks is that they only need to work a small percentage of the time to be effective because of the grand scale at which they can operate. In a credential stuffing attack, a fraudster programmatically tries logging into a website (or more often multiple websites) using the username and password pairs obtained from other data breaches, phishing, or other methods. It is one of the most common techniques threat actors use to take over accounts, according to the OWASP Foundation, a global cybersecurity nonprofit. Click here to read - https://www.americanbanker.com/news/35-000-paypal-accounts-breached-in-credential-stuffing-attack Ally is ready for escalation in auto charge-offs, execs say: Auto loan charge-offs rose sharply at Ally Financial in the fourth quarter, but executives say that they're well prepared for economic turmoil and further declines in used-car values. More consumers are struggling to pay their auto loans from Detroit-based Ally, whose retail auto net charge-offs jumped to $347 million last quarter, up from $217 million three months earlier. Charge-offs surpassed their pre-pandemic levels and are over three times higher than where they were in 2021, when government stimulus, elevated savings and lower inflation put consumers on sounder financial footing, according to quarterly results issued by the company Friday. Click here to read - https://www.americanbanker.com/news/ally-is-ready-for-escalation-in-auto-charge-offs-execs-say Goldman Sachs Group Inc's asset management section will make significant cuts to the $59 billion of alternative investments that impacted its earnings. Alternative assets can include private equity or real estate instead of traditional investments like stocks and bonds. The firm will divest its positions over the next few years and replace some of those funds on its balance sheet with external capital, according to Julian Salisbury, chief investment officer of asset and wealth management at Goldman Sachs. Click here to read - https://www.foxbusiness.com/economy/goldman-sachs-announces-reduction-asset-management-investments ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #economiccollapse #personalfinance #cyberattackawareness

Are tech layoffs the canary in the US jobs market? Wave Of Mass Layoffs - Job losses "Foreshadow" more layoffs coming -Many experts agree that beyond tech layoffs more layoffs in the US economy this year. ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ VIDEO NOTES The ‘greatest tragedy’ would be if central banks don’t finish the job on inflation, Larry Summers says. Click here - https://www.cnbc.com/2023/01/20/summers-greatest-tragedy-would-be-if-central-banks-dont-finish-the-job-on-inflation.html?__source=iosappshare%7Ccom.apple.UIKit.activity.Mail Are tech layoffs the canary in the US jobs market? - Job losses in Big Tech likely 'foreshadow' more layoffs in the US economy this year Click here - https://www.foxbusiness.com/economy/are-tech-layoffs-canary-us-jobs-market ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #economiccrisis #economiccollapse #layoffs

In this video, I'll discuss how prices on certain items are guaranteed to go up. Watch Time To Stock Up On These Items - Price Increase Coming - Learn which household brands you buy will be increasing in price. ▶ VIDEO NOTES Procter & Gamble's revenue and profit fall as the company looks to higher prices to offset declining sales. All of the company’s divisions reported declining sales volume in the quarter, despite seeing increases in organic sales as a result of higher pricing. Its grooming division, which houses brands like Gillette and The Art of Shaving, and which has historically underperformed for the company, reported no sales growth. P&G is doubling down on its price-hiking strategy even as shrinking consumer demand continues to erode sales volume. Schulten said consumers have reacted to price hikes “generally better than expected,”, especially in nondiscretionary categories like feminine care and cleaning supplies. “Consumers don’t stop washing their hands or doing their laundry,” Schulten said. Click here - https://www.cnbc.com/2023/01/19/procter-gamble-pg-earnings-q2-2023.html?__source=iosappshare%7Ccom.apple.UIKit.activity.Mail Procter & Gamble - https://us.pg.com/brands/ ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #costofliving #economiccollapse #inflation

In this video, I'll discuss How "America Is Getting WIPED OUT" | Economic Collapse due to excessive Federal Government Debt and other news. ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ VIDEO NOTES Yellen says Treasury is taking extraordinary measures to avoid default as U.S. hits debt limit - https://www.cnbc.com/2023/01/19/yellen-says-treasury-is-taking-extraordinary-measures-to-avoid-default-as-us-hits-debt-limit.html Fed Governor Lael Brainard sees high rates ahead even with progress on inflation - https://www.cnbc.com/2023/01/19/fed-governor-lael-brainard-sees-high-rates-ahead-even-with-progress-on-inflation.html The ‘Great Reset’ must include sustainability and equity - https://nationalfund.org/the-big-takeaway-from-davos/?gclid=Cj0KCQiA8aOeBhCWARIsANRFrQE3cDnKgzqe-ULS1zFOEiUBDeLQIaHQN_PFfL1He5CkXCfm6o5SJLMaAuI3EALw_wcB ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #worldeconomicforum #economiccollapse #debtceiling

A growing economy or economic growth is vital, however in the US as well as other countries economies are not growing but shrinking. In this video, I'll discuss the fact that recession hits households | massive correction ahead. ▶ JOIN MY NEWSLETTER Click on the link - http://eepurl.com/hSKhnT ▶ VIDEO NOTES Investors Seek to Pull $20 Billion From Core Real Estate Funds - https://www.bloomberg.com/news/articles/2023-01-17/investors-seek-to-pull-20-billion-from-core-real-estate-funds Evictions are picking up across the U.S. - https://www.cnbc.com/2023/01/18/what-at-risk-tenants-can-do-as-evictions-pick-up-across-the-us.html ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #realestatemarket #economiccollapse #economiccrisis

In this video, I'll discuss how We aren't at 'peak prices' yet,' warns the CEO of consumer goods giant Unliever. Watch brace yourselves: Everyday living prices going up guaranteed. ▶ VIDEO NOTES We aren't at 'peak prices' yet,' warns the CEO of consumer goods giant Unliever For the last 18 months, we've seen extraordinary input cost pressure ... it runs across petrochemical-derived products, agriculturally derived products, energy, transport, logistics," said Jope. "It's been feeding through for quite some time now and we've been accelerating the rate of price increases that we've had to put into the market." The company behind Dove and Ben & Jerry's raised prices by 12.5% in the third quarter -- reportedly its largest-ever hike -- though with a little hit to sales volumes. The group lifted its 2022 revenue forecast at the same time. "We do see the prospect of higher volume elasticity as winter energy costs hit, as households' savings levels come down and that buffer goes away and as prices continue to rise," continued Jope. He said the group knows "for sure there's more inflationary pressure coming through in our input costs," but the rate of price increases has likely peaked for now. ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #economiccrisis

Bank of America CEO said Friday that the bank is preparing for a scenario where unemployment rises rapidly. Banks prepare for rising unemployment - warning "great depression" from Cathie Wood. ▶ THINKING OF PRECIOUS METALS? LEARN ABOUT RC Bullion Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ VIDEO NOTES Brian Moynihan says Bank of America expects ‘mild recession’ and is preparing for worse - Bank of America CEO Brian Moynihan said Friday that the bank is preparing for a potential recession in 2023, including a scenario where unemployment rises rapidly. Read entire article - https://www.cnbc.com/2023/01/13/bank-of-america-expects-a-mild-recession-but-is-preparing-for-worse.html The U.S. Federal Reserve has been raising interest rates aggressively in an effort to bring inflation under control, and most signs point to more hikes this year. According to Ark Invest’s Cathie Wood, this could have serious consequences. In a series of tweets in November, Wood compared the current situation to events that led up to the Great Depression. Read entire article - https://finance.yahoo.com/news/set-more-1929-cathie-wood-183000307.html ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #recession2023

In this video, I'll discuss US real estate market in ‘big trouble,' an expert warns. | LEARN ABOUT THE EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit - https://bit.ly/RBERCHelpdesk ▶ VIDEO NOTES "When you have a rise and increase in interest rates as we've had, that is a big problem for housing. Interest rates are like the mother's milk of housing," Pulte Capital CEO Bill Pulte told FOX Business Read the entire article - https://finance.yahoo.com/news/us-real-estate-market-big-110000451.html ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #housingmarket #economiccollapse #realestatemarket

CONGRATULATIONS you need to get an additional JOB to make ends meet. - Deceitful December Jobs Report - The total number of full-time jobs has declined by 288K in the past ten months, which however has been more than offset by the 886K increase in part-time jobs. ▶ VIDEO NOTES Inside The "Strong" Jobs Report: Full-Time Workers -1K; Part-Time Workers +679K - Click here to read the article in Zerohedge https://www.zerohedge.com/markets/inside-strong-jobs-report-full-time-workers-1k-part-time-workers-679k ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #economicnews

The world economy is headed for a recession in 2023 amid rate hikes. The world faces a recession in 2023 higher borrowing costs aimed at tackling inflation cause a number of economies to contract. ▶ VIDEO NOTES The world economy is headed for a recession in 2023 amid rate hikes: The world faces a recession in 2023 higher borrowing costs aimed at tackling inflation cause a number of economies to contract, according to the Centre for Economics and Business Research. The global economy surpassed $100 trillion for the first time in 2022 but will stall in 2023 as policymakers continue their fight against soaring prices, the British consultancy said in its annual World Economic League Table. “It’s likely that the world economy will face a recession next year as a result of the rises in interest rates in response to higher inflation,” said Kay Daniel Neufeld, director and head of Forecasting at CEBR. Click here to read the entire report - https://www.business-standard.com/article/international/world-economy-is-headed-for-recession-in-2023-amid-rate-hikes-research-122122600070_1.html ▶ RECOMMENDED RESOURCES ▶ RIC BENDER SHOP Apparel + Drinkware https://ric-bender.creator-spring.com/ ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #News #economiccollapse #globalrecession

With many explanations of how fantastic the Secure Act 2.0 is they seem to miss how YOU the American Tax Payer will be funding other people's retirement plans. Don't be fooled the only winner here is wall street. ▶ VIDEO NOTES Congress passes SECURE 2.0: How retirement plans will change in 2023 and beyond This landmark legislation will open up retirement savings to millions more of Americans by expanding auto-enrollment, providing emergency savings, offering student loan/employer match contributions, and more. “With the passage of SECURE 2.0, millions more Americans now have a better chance at retirement success,” said John James, managing director of the Vanguard Institutional Investor Group. “This landmark legislation makes it easier for participants to save for their future by broadening Americans’ access to the retirement savings system through expanded automatic enrollment and escalation; novel portability efforts; and greater transparency around target-date fund performance.” Click here to read the entire article - https://www.benefitspro.com/2022/12/29/congress-passes-secure-2-0-how-retirement-plans-will-change-in-2023-and-beyond/ ▶ RECOMMENDED RESOURCES ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS economy, finance news, financial news, fox business news, investing, economic collapse, ric bender, Economic news, Economic Crisis, personal economy, personal finance, economic news, small business, business news, Tax Payers Lose With "Secure Act 2.0" (Washington in our wallets again), financial planning, retirement planning, retirement, economic ninja, Jeremiah babe, iallegedly dan today, taxes, secure act 2.0 update, taxpayers money, taxpayers loosing, massive spending bill #economicnews #taxation #retirementplanning

The housing market to weaken further in 2023 as affordability issues, softening economic environment and low consumer confidence are likely to continue to erode demand. ▶ VIDEO NOTES U.S. Real Estate - Homebuilders 2023 Outlook Fitch Ratings expects the housing market to weaken further in 2023 as affordability issues, softening economic environment and low consumer confidence are likely to continue to erode demand. Housing affordability will remain challenging, particularly for first-time or entry-level buyers, as mortgage rates and home prices remain elevated. Fitch expects the U.S. economy to enter a mild recession in mid-2023. This, combined with a weakening employment market, will likely further erode consumer confidence, which is a key factor in home-buying decisions. Click here to read the entire report - https://www.fitchratings.com/research/corporate-finance/us-real-estate-homebuilders-2023-outlook-07-12-2022#:~:text=Fitch%20Ratings%20expects%20the%20housing,to%20continue%20to%20erode%20demand Mortgage Rate Predictions For 2023: HSH.com mortgage website vice president, Keith Gumbinger: “At this point, a peak for rates seems likely to come earlier in the year and flatten/turn downward later, and the 30-year FRM (fixed-rate mortgage) will probably run in a 6.5% to 7.5% range for the year.” ATTOM executive vice president of market intelligence, Rick Sharga: “Assuming that Fed actions this year show progress in slowing down inflation, the Fed can begin to back off its rate increases, and mortgage rates can begin to come back down as well—but much more slowly than they went up this year. In a best-case scenario, we may see rates for 30-year mortgages somewhere between 5.5% to 6% by the end of 2023.” Zillow Senior Economist Jeff Tucker: “If inflation convincingly cools down, and the Fed subsequently stops tightening monetary policy, we could see rates begin to ease back down. The best bet is that we continue to see mortgage rates in the ballpark of current levels, perhaps from 6.5% to 7.5%.” Mortgage Bankers Association (MBA): An average of 5.5% at the end of 2022 and 5.4% at the end of 2023. “We expect significant volatility in rates in the near term due to quantitative tightening by the Fed and other central banks, and as markets grapple with significant geopolitical, economic and monetary policy uncertainties.” National Association of Realtors (NAR) Chief Economist Lawrence Yun: “The new normal for mortgage rates look to be near 7% for the 30-year fixed rate. A better rate of 6% will be available to those willing to go with a five-year ARM.” Freddie Mac: Forecasts rates dropping from an average of 6.8% in the fourth quarter of 2022 to 6.2% in the fourth quarter of 2023. Click here to read the entire report - https://www.forbes.com/advisor/mortgages/mortgage-interest-rates-forecast/ ▶ RECOMMENDED RESOURCES ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVerified/ ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. ▶ KEYWORDS #2023predictions #mortgagerates #housingmarket

Inflation is at risk of growing entrenched in the economy due to an overheated job market, and that will make it increasingly difficult for the Federal Reserve to bring inflation down without a recession. #shorts #economiccollapse #economicnews ▶ VIDEO NOTES Fed's George says it is increasingly difficult to bring inflation down without a recession - WSJ Click here to read - https://www.reuters.com/markets/feds-... Reducing Inflation Without a Recession Might Not Be Feasible, Fed Official Says ‘I have not in my 40 years with the Fed seen a time of this kind of tightening that you didn’t get some painful outcomes,’ Kansas City Fed President Esther George says. Click here to read - https://www.wsj.com/articles/bringing... Is Recession Needed? - https://www.ricbender.com/is-a-recess... ▶ RECOMMENDED RESOURCES ▶ EMPLOYEE RETENTION TAX CREDIT Your business may qualify for the ERC Tax Credit ERCHelpdesk Makes It Easy Click Here - https://bit.ly/RBERCHelpdesk ▶ GET THE "FINANCIAL FIRST AID KIT" Click Here: https://bit.ly/RBFinancialFirstAidKit ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital ▶ RC Bullion Investing in Gold & Silver Learn more about RC Bullion - https://bit.ly/RBRCBullion ▶ GROUNDFLOOR Real Estate Investing For Everyone https://bit.ly/RBGroundFloor ▶ FORECLOSURE.COM Find Real Estate Opportunites First Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Exploring trends shaping your personal economy Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Facebook: https://www.facebook.com/RicBenderVer... ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. Please see the about page for a complete disclaimer. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support. FED Pushing The Economy Into A Recession (Fed Says We Need Recession), federal reserve, recession, 2023 recession, 2023 recession prediction, economy, economic collapse, economic ninja, Jeremiah babe, iallegedly dan today, economic crisis, us economy, world economy, inflation, layoffs 2023, layoffs are coming, labor market, ric bender, do we need a doomed economy a good recession, do we need a recession, fighting inflation, minority mindset, economic news, fed wants layoffs

Whatever You Do Don’t Fall For This! | Economic News - The Bureau of Economic Analysis (BEA) promotes a better understanding of the U.S. economy by providing the most timely, relevant, and accurate economic account data in an objective and cost-effective manner. Except when they purposely seek to mislead us. ▶ RESOURCES YOU NEED ◀ ▶ TAX LIEN UNIVERSITY Discover a wealth secret Wall Street doesn't want you to know... Click here to learn more - https://bit.ly/3yX9fbB ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital Get Your Retirement Planner™ that finds hidden fees. - https://bit.ly/RBRetirementPlanner ▶ RC Bullion Step One for Protecting Wealth During Turbulent Times Like These: Invest in Gold & Silver! Click here to learn about RC Bullion - https://bit.ly/RBRCBullion ▶ CHIME We're changing the way you feel about money Join the millions of members on Chime and feel good about your finances. Click here to learn about chime - https://bit.ly/RBChime ▶ #1 SWING TRADING COURSE Number One Course For Swing Trading Stocks Click on the link to learn more - https://bit.ly/RBSwingTraderCourse ▶ GROUNDFLOOR Real Estate Investing For Everyone Click on the link to learn more - https://bit.ly/RBGroundFloor ▶ COINTELEGRAPH MARKETS PRO A Simple and easy-to-use dashboard powered by the same technology and data used by the leading institutional investors — at a fraction of the cost. Click on the link to learn more - https://marketspro.sjv.io/RBCointelegrpah ▶ FIND FORECLOSURES & PRE-FORECLOSURES EASY Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ INVEST IN YOURSELF WITH SKILLSHARE Get One Free Month of Skillshare Explore thousands of hands-on creative classes. Click the link to learn more - https://bit.ly/RBSkillShareOffer ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Conversation, opinions, and ideas to empower your prosperity. :: Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Parler - https://parler.com/Ricbender ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support of this channel ▶ KEYWORDS zero hedge, economy ,business news, finance news, financial news, stocks, CNBC, world news, inflation, us news, global economy, global recession, world economic outlook, news station, personal finance, recession, news, Ric Bender, economic ninja channel, iallegedly dan today, jeremiah babe new, economic news, economic collapse, economy inflation, don't believe the hype, zero hedge goldman sachs, Whatever You Do Do Not Fall For This! | Economic News, zero hedge top headlines #Economy #economicnews #economicupdates ▶ HASHTAGS #RicBender #Success #SuccessTips #empoweringprosperity #financialeducation #personalfinance #investingtips #investingforbeginners #housingmarket #economicnews #economicupdates #wealthbuilding #buildingwealth #successtips #iallegedly #economicninja #jeremiahbabe #economicninja #economicupdates #prosperity

Home builders are stuck with too many houses as US buyers pull back. Learn how home builders are screwed as home buyers are not buying. ▶ RESOURCES YOU NEED ◀ ▶ TAX LIEN UNIVERSITY Discover a wealth secret Wall Street doesn't want you to know... Click here to learn more - https://bit.ly/3yX9fbB ▶ PERSONAL CAPITAL Award-Winning Personal Finance Tools Click on the link to learn more - https://bit.ly/RBPersonalCapital Get Your Retirement Planner™ that finds hidden fees. - https://bit.ly/RBRetirementPlanner ▶ MONETARY GOLD #1 Gold IRA company in the US Click here to get your free Gold IRA Guide - https://bit.ly/RBFreeGoldGuide ▶ #1 SWING TRADING COURSE Number One Course For Swing Trading Stocks Click on the link to learn more - https://bit.ly/RBSwingTraderCourse ▶ GROUNDFLOOR Real Estate Investing For Everyone Click on the link to learn more - https://bit.ly/RBGroundFloor ▶ COINTELEGRAPH MARKETS PRO A Simple and easy-to-use dashboard powered by the same technology and data used by the leading institutional investors — at a fraction of the cost. Click on the link to learn more - https://marketspro.sjv.io/RBCointelegrpah ▶ FIND FORECLOSURES & PRE-FORECLOSURES EASY Get the best real estate deals first, with one simple search Click on the link to learn more - https://bit.ly/RBFindForeclosures ▶ INVEST IN YOURSELF WITH SKILLSHARE Get One Free Month of Skillshare Explore thousands of hands-on creative classes. Click the link to learn more - https://bit.ly/RBSkillShareOffer ▶ ABOUT THE CHANNEL Ric Bender; Empowering Prosperity : Conversation, opinions, and ideas to empower your prosperity. :: Subscribe - https://www.youtube.com/c/RicBender ▶ CONNECT WITH ME Twitter: https://www.twitter.com/ricbender Website: https://www.ricbender.com Rumble: https://rumble.com/user/RicBender Parler - https://parler.com/Ricbender ▶ JOIN MY NEWSLETTER Email Newsletter: http://eepurl.com/hSKhnT ▶ VIDEO NOTES Builders Are Stuck With Too Many Houses as US Buyers Pull Back Click on the link to read the entire article - https://www.bloomberg.com/news/articles/2022-08-09/homes-for-sale-surge-as-builders-are-stuck-with-too-much-inventory Housing Starts Slide While Building Permits Improve Click on the link to read the entire article - https://www.mortgagenewsdaily.com/news/10192022-permits-and-starts Homebuilding Outlook Continues To Sour Click on the link to read the entire article - https://www.thebalancemoney.com/homebuilding-outlook-continues-to-sour-6752448 ▶ D I S C L A I M E R S + D I S C L O S U R E S This content is for educational and entertainment purposes only. This description contains affiliate links that allow you to find suggested resources. When you purchase items from these affiliate links Ric Bender may receive compensation. Thank you for your support of this channel ▶ KEYWORDS Home Builders Are Screwed Home Buyers Are Not Buying, home builders, housing market, home builders are screwed, home buyers backing out of contracts, home buyers, housing crash, housing bubble, housing market crash, housing market forecast, housing market bubble, redfin housing market forecast 2022, mortgage interest rates, mortgage rates, fed housing market, home builders are screwed, real estate, home buyers, home buyers canceling contracts, new home construction slow #housingcrash #housingmarket #homebuilders ▶ HASHTAGS #RicBender #Success #SuccessTips #empoweringprosperity #financialeducation #personalfinance #investingtips #investingforbeginners #housingmarket #economicnews #economicupdates #wealthbuilding #buildingwealth #successtips #iallegedly #economicninja #jeremiahbabe #realestateninja

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